Car insurance liability admission by third party

rev_henry

As you're the innocent party you should be telling them, not asking where it's repaired.

Quentin

Amy_Winns wrote: »

..............It's also worth thinking about a courtesy vehicle - you wouldn't necessarily be provided with one if the vehicle is repaired privately......

When you are claiming off a third party, it is irrelevant whether or not the repairer provides a courtesy car - the third party is responsible for all costs the "innocent" party incurs including either the provision of a replacement car or reimbursement of any hire car costs.

bobbydavro

colino wrote: »

While you might be lucky and get a cheque, I suspect behind the scenes they will want to deal direct to make sure the work is actually done and they have a possibility of discounting the bill.
Additionally, are you sure this dealership is any good at the work you want done? Theres a whole lot of impressive booths standing dusty while the work gets farmed out to the local genius working much cheaper in less salubrious accommodation.

hi there sorry for the late response yeah i'd definitely get it done through the dealership seeing as I am not going to be paying!

bobbydavro

Joe_Horner wrote: »

If you choose to do that you're totally within your rights to.

You've suffered a loss (your car has become less valuable because of damage to it), they've agreed what the "value" of that loss is (the cost of undoing the damage), and they pay you for it. What you actually spend the money on is none of their business.

Say the car was a write-off, would they be entitled to only pay out to whoever you're buying another car off?

thanks for your post Joe you make a very valid point.
Yes indeed, I would ideally like the money in hand a cheque or so and thus have the freedom to shop around and get the car done at my convenience. Can you tell me what rights/ laws would cover this as it would be a good option for me.