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Baby Boomers at it Again

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Comments

  • N1AK
    N1AK Posts: 2,903 Forumite
    Part of the Furniture 1,000 Posts
    Angry_Bear wrote: »
    I did. It may be hard for you to see, but reading this thread with no prior knowledge - your comments come across worst (imo).

    Good show sir. I can't decide whether I took more enjoyment from you eviscerating him with his own words or the dire protestations of innocence you got in response :T
    Having a signature removed for mentioning the removal of a previous signature. Blackwhite bellyfeel double plus good...
  • Moby
    Moby Posts: 3,917 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Labour and their ideological class warfare are pretty good at it too.
    What's wrong with class warfare? Remember the upper class only got were they are by treading on the rest of us....shake it up I say!;)
  • GeorgeHowell
    GeorgeHowell Posts: 2,739 Forumite
    edited 3 January 2013 at 5:50PM
    Wrap it up toots. You can dress it any which you like but your duck won't waddle and your goose won't sing.

    You have plundered the nations piggy bank and everybody knows it.

    How are things at the start of 2013 in that parallel universe that you inhabit ? Just as moronic as usual it appears.
    No-one would remember the Good Samaritan if he'd only had good intentions. He had money as well.

    The problem with socialism is that eventually you run out of other people's money.

    Margaret Thatcher
  • Pobby
    Pobby Posts: 5,438 Forumite
    See, what you lot don`t know is the meeting us boomers had. Was some years ago, gleefully, we voted to screw our kids over. How can we do that we wondered? Easy, ramp up house prices.

    Oh great idea. My 80k house becomes 240k in a few years. Have a bit of that. I am totally rich! Didn`t do anything for it.

    Why not borrow against this new found wealth. I mean, you have not got a great job earning you loads, just been in the place for years. Go for it, plasmas and 4x4s look OK.

    All seemed OK. Banks were very lax on their lending. My, my, got all this cash in my house, might as well have that you are worth it holiday.

    Let`s strip out a bit of cash for a buy to let. Like it. ( Just realising that annuities have dropped on our pensions ) Lots cannot buy so we can storm in and make money from others. Depriving them from house ownership.

    Oh hang on said " I saved the world Gordon Brown ". Bit of a problem " Been sucking up to the banks and they have got totally out of order. Best use tax payers money to bail these lads out. After all, they are the boys with the toys.

    Good ole bank of England , not satisfied with 5% interest rate. Low I would say. 0.5% is the order of the day.

    A call that is not a problem, it is a cry for help. Yet still, them there property prices hoover somewhere up in the stratosphere. Goodness knows what would happen if they collapsed.

    Wierd and strange springs to mind.
  • grizzly1911
    grizzly1911 Posts: 9,965 Forumite
    Barclays launches new first-time buyer mortgage

    First-time buyers will need only a 5pc deposit if parents open a linked Barclays savings account.


    http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/9790258/Barclays-launches-new-first-time-buyer-mortgage.html.
    "If you act like an illiterate man, your learning will never stop... Being uneducated, you have no fear of the future.".....

    "big business is parasitic, like a mosquito, whereas I prefer the lighter touch, like that of a butterfly. "A butterfly can suck honey from the flower without damaging it," "Arunachalam Muruganantham
  • StevieJ
    StevieJ Posts: 20,174 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Barclays launches new first-time buyer mortgage

    First-time buyers will need only a 5pc deposit if parents open a linked Barclays savings account.


    http://www.telegraph.co.uk/finance/personalfinance/borrowing/mortgages/9790258/Barclays-launches-new-first-time-buyer-mortgage.html.

    Looks like a seriously crap deal icon9.gif
    'Just think for a moment what a prospect that is. A single market without barriers visible or invisible giving you direct and unhindered access to the purchasing power of over 300 million of the worlds wealthiest and most prosperous people' Margaret Thatcher
  • IveSeenTheLight
    IveSeenTheLight Posts: 13,322 Forumite
    BobQ wrote: »
    prevented buy to let and second homes inflating house prices.

    Just wanted to point out that BTL, has only partially filled the gap created by the government sell off of council houses under the right to buy scheme.

    The government show no desire to reverse this decision and openly see private renting needs to grow as the answer to the rental market according to the report by Sir Adrian Montague.

    Grant Schapps is also in agreement
    http://www.bbc.co.uk/news/business-19348351
    :wall:
    What we've got here is....... failure to communicate.
    Some men you just can't reach.
    :wall:
  • IveSeenTheLight
    IveSeenTheLight Posts: 13,322 Forumite

    Every single first-time-buyer I know of in the last few years has had help this way, or from the Bank of Grandparents, or a lump sum from an inheritance or in one case a hefty private income from the estate of a deceased rich relative.

    It seems to be the norm these days as far as I see it.

    Isn't this a good tax effective way of disseminating inheritance and potentially reducing the inheritance tax as long as it was gifted 7 years before death.

    You may see more and more people who risk crossing the inheritance tax threshold opting to pass on wealth before death.
    :wall:
    What we've got here is....... failure to communicate.
    Some men you just can't reach.
    :wall:
This discussion has been closed.
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