Saturday 29th & Sunday 30th December 2012 - what small things will you be doing this

Candy0107

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending. :j

So be proud of those small steps, they really are important. :money:

Morning Gang

Hope everyone is well? Hugs to those that need them and hi to all new members

Though I'd start the thread today as I've got a ton of things to do today !

Today I have/will do:

• Meals from stores
• Checked online banking - no change and dd's have not gone out so moved money back into higher interest bill account
• Need to have a shower and pamper session
• Have made a plan for the next year - decrease (unpaid) working hours and increase health and happiness :-)
• Arranged with a friend for her to pop round and attach a new needle in my sewing machine and show me the basics of quilting - part of the destressing exercise !
• Need to look into a dress pattern for a party in October for my inlaws anniversary which can also be worn at Christmas
• Need to do some college work
• Need to watch bits n bobs on the sky box rather than going out
• Need to get the tape measure out and try not to weep
• Moved change from my purse into the coke bottle
• Need to list my old textbook on playtrade - didn't do this last week
• Obsessively check my mobile as waiting to get a new bundle
• Washing on fast wash and air dry

Think that's enough for now, take care everyone

Candy xxx

rising_from_the_ashes

Morning all, thanks Candy for starting us off and I like your "time for me things" - must do more of them myself next year (another thing for the to do list!)

Today:

• Have bath, thermals on ...... heating off
• B / L / D from stores - soup for lunch & LO Risotto for dinner
• Don't smoke
• Check online banking, shuffle as needed & update spreadsheets
• Sort cats & tidy up
  
• Work on budgets for Jan
• Make soup (didn't get around to this yesterday) simmering away & will be nicely ready for lunch!
  
• Walk dog x 2 1st one done
• Top up screen wash / check tyre pressure
• Find place for fish tank to go (was in garage but had to take out so I could get the car in last night!)
• Splash out on new boots for walking the dog - fleece lined & waterproof & 1/2 price in a sale :Tdone

That's it for now .... sure I'll be back with more shortly!

loobylou2

Today I'm going to try and go into town and buy new bus passes for my children. I've been advised that prices are going up on the 2nd but that I can still buy them at the old price even though the children don't go back to school and I don't need the passes to start until the 7th of January if I do it before the start of the new year!!!! Just hope that the bus station sales staff who are not a particularly helpful bunch at the best of times will let me do this!!!!!!


#2 SAVERS CLUB 2013: Start made have saved #2 just need a pot to put it in now!!!!

vics199

I was woken up by a mystery shopping company this morning asking me to do a last minute assignment with a generous fee plus a free drink and £5 purchase so thats where I am off to soon. Will help towards my first 1% in January!

Other than that I need to make a batch of soup for work lunches next week and tidy up/clear out to find things to put on ebay whilst its free listing.

Swagbucks and survey companies already done this morning and signed up for a few mystery shops over the last few days so have those to do in the next 2 weeks including 2 meals out which will be a nice treat, especially as I will get the money back for them!

determined_new_ms

Morning :wave: thanks for starting us off Candy good luck with the sewing!

My list for today:

* check banking & shift some funds
* all meals from stores - turkey out of freezer for fajitas
* quick tidy-up
* going to visit ex-mil with dd - will walk rather than drive
* oh pva-ing the wall and 1st coat
* dd wants to go into town and spend her Christmas money - may do that or save it for tomorrow. Must resist buying myself anything....
* if go into town try to return jumper for ds and buy another
* film tonight

that's it for me I think. Have a lovely day x

crawley_girl

Morning people

Today I:
* am going to do meter readings
* have checked online banking and all is where it should be
* need to start and finish making a present for a friend
* go for a swim

:heartpuls CG :heartpuls

headoutthesand

Good morning all I'm totally lost with what's day it is. I'm usually ok round Christmas but I have fuzzy brain this year.

Today I
Checked bank
Made PAD (had used next acc before crimbo so I cleared it this morning)
Heading to lunch later but don't have to take kids so it'll be cheaper than expected
Go buy butcher meat for Tuesdays dinner. Big pot of slow cooker stew put in before the bells and ready to eat by dinner time. I can smell it already haha
Staying with oh tonight so will turn off hw and heating
Aim for LSD

Happy last Saturday of 2012 _party_

lauradora

Hello everyone
Now xmas is over I can come out of hiding

So far I have blasted half of the housework so for the rest of today;

• finish housework
• go see step brother to get computer fixed
• have some relax/mse time while hubby is at football
• check bank and budgets
• wondering whether to take down the xmas decs or not

Tomorrow my dad is coming round for a diy day and bringing his ladders and tools so there is a big lost of things to do there!!


Have a good weekend everyone xxx

WelshWoofer

Afternoon all - its miserable here, wet, windy and generally manky:(

I'm another who doesn't know what day it is - had to put the telly on this morning to make sure it was Saturday!

Little things....

• Walked dog in the rain just about to do another one
• Been swimming - £3.20 but made me feel much better
• Showered and washed hair at pool saving water here
• All food from stores
• Been to Aldi and spent £13 on storecupboard things and more F&V
• Put washing away
• Bought Kindle for mum (from dad)
• Will do a bit of schoolwork if really really bored
• Finish off reading book
• Not get cash out from cashpoint - don't need anything so not getting money out to fritter
• Staying in tonight and watching recorded movie

Right, time to brave the rain again......

Pernicious

Evening all,

Thanks for starting us off Candy, definitely sounds like a goood plan to decrease your unpaid working hours & increase your health & happiness! Nothing is more important than that.
Vics - Which mystery shopping companies do you use? I have signed up to one but not getting very many through & would like to increase this.
WW - The weather is the same here

Today I have/will:-

• Lunch from stores
  
• Dinner from meal plan
  
• Charging phone via pc
• Heating off as long as possible & on low when needed, lots of layers on to keep warm.
• Check if gift card from Swagbucks has arrived yet, I want to use it to order my Mum's birthday present!
  
• Check online banking
  
• Check for new mystery shopping opportunities
  
• Enter some comps
• Put gifts bought in sale away ready for next year
• Might do some decluttering & flylady...maybe...:undecided
• Need to find all my receipts & enter them into Mr T's price promise
• Need to fess up on the GC thread
• Making use of my Chrimbo prezzies & getting organised for 2013
• Check my goals list for the holiday break & cross at least a couple off
• Check ebay
  
• Start thinking of some new years resolutions, I like doing this throughout the year anyway but the new year is a great excuse to start :j
• Go to second job tonight

I'm not feeling too well so not sure how much I'll get done today but need to crack on as some of these items keep getting carried over & it's not good!


Hope everyone has a great, MSE day x

ziggy2407

Hi peeps

Am back again, not a lot to report today but I am trying to get back into my MSE ways, so today


Check banks
Check swapits
Check www.freepostcodelottery.com
Listed couple of bits on Freegle
Entered a few comps

Hope all you lovely people have had a good Christmas

Love to you all

C x