Shiny New Year, Shiny New Start. The January NSD Challenge

butdoineedit?

Wow, another busy day here at enesdee towers!!

So a big welcome to:

wouldbeqaulitymoneysaver – signed up for 12, good luck!! :j:j

Lots of NSDs rolling in today, so well done to:

Sazzie23 – well done for number 3!! I just love the surprise ones that creep up on me!! :j:j

chris81418 – Woo hoo with 7 NSD’s & 7 in a row, it’s definitely in your DNA, well done!! :j:j

MummyRivett – HAPPY BIRTHDAY!! & thanks for the virtual cake!! Hope you’ve had a great day?
& well done for number 6 & 7!! :j:j

Loubell83 – well done for number 5 & for nabbing a bargain dress!! :j:j

lurvlyloz – well done for number 4, you’re doing great!! :j:j

BigMummaF – welcome back, of course we missed you!! & well done for number 7!! :j:j

The Dragon – well done for number 9 & 9 in a row, that’s a fantastic figure!! :j:j

mummy2threeboys – well done for number 6, you’re doing great!! :j:j

Sazdaz – well done for number 5 & for resisting any purchases in the shopping centre!! :j:j

ifwisheswerehorses... – well done for number 5, you’re doing great!! :j:j

Delilahh – woo hoo well done for number 1, you’re off the mark!! :j:j

coolcats – well done for number 8, you’re doing really well, good luck with not spending till Friday!!:j:j

HeadAboveWater – well done for number 4, yay to SIL buying your coffee & bun!! :j:j

flowerofscotland - well done for number 6, hope you managed to avoid the online shopping? :j:j

gien – well done for number 5, you’re doing great!! :j:j

beanielou – well done for number 9!!
((((((((((((big hugs))))))))))) I hope you feel better soon! :j:j

Fae – well done for 4, 5 & 6, you’re doing really well!! :j:j

katholicos – well done for number 7, you’re off to a great start!! :j:j

couldsavemore – well done for number 7, but hope you manage to get your haircut soon!! :j:j

new leaf 88 - well done for number 4, you’re doing great!! :j:j

dizzy lizzie - well done for number 8, you’re doing great!! :j:j

fedupandskint – well done for number 6 & woo hoo for 4 in a row!! :j:j

marmiterulesok – well done for number 6, you’re off to a great start!! :j:j

slowlyfading – well done for number 6, you’re doing great!! :j:j

rachyroo1985 – well done for number 3, you’re doing great!! :j:j

Florida2013 – well done for number 6, you’re off to a great start!! :j:j

barnsleylass83 – well done for number 1, you’re off the mark!! :j:j

EverTheOptimist – well done for number 6 & an even bigger well done for managing to put the stuff back!! :j:j

moneypenny2k – well done for number 6!! :j:j
My fingers are very firmly crossed that you manage to find a fabby new job soon!!

Giggles86 - well done for number 4, you're doing great!! :j:j

Nargleblast - well done for number 4!! :j:j
Hmmmm, chateau nargle sounds like a very fine vintage brewed by Igor :rotfl:

And hello to:

positivelypurple – hope you’re feeling a bit more like yourself soon… I’ll send some rain your way, we have far too much of it here!!

flubberyzing – wow how exciting, & well done you, you sounded great!!

Shortie – well done for not giving in to rubbish on your spend day, I know how you feel though, I hate to lose one for something I haven’t planned too!!

rising from the ashes – don’t beat yourself up Rising, after all you’ve been through you deserve a little treat or 2, I’m sure you will soon settle back into more of a routine.

kerri gt – don’t worry kerri, we could never mistake you for igor….. you’re cooking is waaaaay too good!! :rotfl:

& not one for me, had to get some freezer bags & tubs for a mega organizing freezer day today, on the bright side, i don't reckon i'll need anything more than bread & milk for quite some time!!

CommitedToChange

Evening all :wave:

I'm on NSD 5/15 today. Should be numbers 6 and 7 tomorrow and Friday if everything goes to plan

Hope everyone has had a good day.

CTC

suzitiger

Hello Lovlies,
Thanks for all your good wishes on the old thread. I am popping my head in from a very busy week to declare that I am up to #2 NSDs so far and I will be working hard to get over my target this month. I've been doing lots oif visiting so its not been possible for me to get many NSDs so far
I hope everyone is well, I'm trying my best to keep up with the thread but it is moving so fast atm. Hugs to everyone that needs them xx

ModestyB

Happy birthday MummyRivett, hope you've had a lovely day.

Not an nsd today but we had a lovely time with DS & DDIL.

(((Hugs))) to all, feel better peeps.

emslovesmickey

NSD 7 today

OutofDebt-NOT-OutofDanger

Delilahh wrote: »

Do people include days they pay the bills? The only reason I ask, I'm paid weekly on a Monday and pay everything on Mondays, but most of the time, other than the bills and keeping my bus/train fare to one side, I don't spend anything.

Personally, I don't count any direct debits or cash withdrawn according to my monthly budget. Any overspends or spends not budgeted means it's a spend day for me.

rising_from_the_ashes wrote: »

Ohhhhhh and as for me and the NSD ..... *sigh*

I'm doing really badly this month

I don't know if it's because I've been cooped up in the house for 3 months & now I'm able to get out a little bit .... I just can't resist buying something .....but it's nearly everyday (as can be seen by my total NSDs)

Will try again tomorrow - car's going to the garage (covered by warranty;)) so ..... fingers crossed

Glad to hear you're able to get out a bit now (just in time for the colder weather if the Met Office is correct) - I'm sure the NSD feeling will kick in soon!

Declaring NSD #9 today

wouldbeqaulitymoneysaver

@butdoineedit Thanks for your support xxxx (((old NSD'ers threada)))) hopefully I can learn to save more than spend. But make a damm fine job on the spending front without mounting excess. (dangerous supermarkets, tempting online shopping, those dreaded but tempting kindle editions and so forth).
Big lot of No visiting Amazon, no sale deals on 12 days of Kindle unless of Wish list where I make Amazon work REALLY HARD for my business, no List free trips to tesco which deliberately makes me feel bad instore but worst as I am forced to throw things away cos useby dates are too short. Bar budgeting ambitions to budget for in a careful but honest way.xx

wouldbeqaulitymoneysaver

freebyfifty wrote: »

Welcome to the NSD challenge :T

You are on the front page, so you can't escape now.

Good luck reaching your target

12/15 hopefully isn't too optimistic? a target.
Yesterday I treated myself to 2 books about Reading Books a sort of celebration, nabbed for what I called 'threes's' or thereabout. Book price 1p rest is postage. The second Anthology was £4.00 so more. Then one Kindle making £10 in all.£120!!!! (it all adds up) and I am very anti Mr T as they are constantly making it difficult for people like us to nab bargains. I am also forced to throw food out something that I prefer not to do and that is money down the drain.
I had a small waitrose shop, waitrose is there to counter tesco but even then I have to watch it as I suspect waitrose is up to no good despite of being higher prices. Farmison and Natoora to the rescue within reason? plus flour and chilli sauce 'tour's so I enjoy a greater variety of mills and my money at least feeds local business people and not exploiting FTSE fat cats who aim to give me and us as little as they can get away with.
I recently got myself a Tesa draft excluder whatever it's faults it looks like it will do at the job. At least it's something towards Winter Preparation something a marvellous MSE thread is active on doing.
I also have saved up bubble wrap to if need be put on windows, have an extra long cable gang so I can retire to bed to stay warm provided I have done my steps/floors.
I now have hopefully my final pedometer one that measures my footsteps automatically etc but is inaccurate with calories (smartphone endomondo measures it perfectly and realistically).
So hopefully SPENDS will be well planned but above on put on a brand new overdue foundations of needing to get a million NSD's another brilliant MSE community innovation.:beer::beer::beer::cool::cool::A:A

wouldbeqaulitymoneysaver

Acer Aspire Keyboard bug made the post above not as coherent as it might be.
I have done tesco shops at £120, trying to reduce it to smaller jobbies (waitrose including and asda to try) so I have more money in my acount and I can start to be hated by supermarket marketing personel with their neuromarketing techniques.

wouldbeqaulitymoneysaver

@risingfromtheashes Just give yourself space to SPEND !!!!!!!!!!!!!!! so that you get your NSD's right. Life is for LIVING don't forget!!!!!!!!!!!!!!