Shiny New Year, Shiny New Start. The January NSD Challenge

butdoineedit?

WantToBeSE wrote: »

Good afternoon all

Well done BDINI on the new job, thats fab news :j and better money too, i'd be tempted to stick my tongue out at your soon-to-be-ex-colleagues

Today wasnt a NSD, as i got an attack of the munchies for no reason. You know how they say to NEVER go food shopping when you are hungry? Yeah, well......:o Lesson learnt!

I am a bit unsure of whats going on with this job. She gave me the job, there and then, and said she'd call me on Monday to discuss it, but i havent heard anything at all from her

I think i might leave it until the end of the week, and then call her to ask whats going on. Where the HQ is based is very rural, so i am wondering if she has had problems getting in because of the ice and snow, and therefore cant get my contact details from the office....:huh:

Fingers crossed for you it is just the snow that has delayed your start date, it sounds pretty reasonable with the weather we've been having.... i'll be waiting with bated breath to hear that you've had good news!!

Giggles86

NSD #9 today! Just one more to go to reach target!

butdoineedit?

MummyRivett wrote: »

Hi Everyone

Hope your Wednesday has been good so far. I worked from home today and got loads done and guess what - 21 NSD for me. I received my barclaycard statement in today in it is now very strongly in the £2K mark which is great as it was too long in the £3K mark.

That said, I was offered a 0% deal on any balance transfer onto my Barclaycard for a 6 month period, I called them and they said as I've been paying back large amounts yes I could for 2.9% transfer fee.

This will be really good, I could get rid of the Halifax one and put all my debt onto the Barclaycard and clear. The only thing I'm a bit wery of is this. If I do take them up on the offer will the payments I make come off of the balance transfered and they keep charging me interest on the £2K untill all the balance transfer has been paid back? ie if I pay back the £2K over the next few months will they see this at the £2K debt cleared and then not charge me interest for the next 3 months or will I still be paying interest on the £2K over the next 6 months?

does that make sense or is it me?

Two Soups anyone?, Sir?, Madam? :huh:

I'm fairly sure that i read something quite recently that the rules around this had changed & that any payments now had to be taken from the balance attracting the most expensive interest first, which means that you'd get all your interest free period, i think it was on the back of a credit card statement actually, so might be worth checking yours to see if it tells you.... (& if you find it, please report back & let me know i haven't just imagined it!!)

moneypenny2k

kerri_gt wrote: »

OMG I don't know how you managed to get the sentence out without bursting out laughing. I wish we could have been NSD flies on the wall. Well done BDINI, you deserve it - and your 3 weeks to gloat - they put you through hell so they deserve everything they get

Make sure you enjoy every single day of your notice BDINI. Karma is so satisfying

kerri_gt wrote: »

How about 'I'm really grateful to all you small minded, bully-boy gossip mongers. If you hadn't made my life such hell last year I wouldn't have got off my !!!! and looked for a new job - and now I'll be in a better position and on more money than I was here' (accompany with suitably 'butter wouldn't melt sickly sweet' expression (think Dolores Umbridge a la Harry Potter)

Now that is class :rotfl: Wish I could think of lines like that

freebyfifty wrote: »

ohhhhhhhhhhhhhh so close with 976 NSDs :j

Can we make the 1000 tomorrow?

I command every one of you to make today a NSD then come back and report it :rotfl:

Doing my bit to help, NSD no 12 today and I've reached my target. Could I up it to 15 now please.

Still feel a bit up and down, waiting for the antidepressants to kick in properly. I could so do with curling up in a ball and pretending the world didn't exist. It would make NSDs so easy lol

In August I had £3000 on one of my credit cards, today I have under £300 on it. It's a great feeling.:D

butdoineedit?

Ok, apologies that the update is a bit early, I really need to get another coat of primer on my drawers at 9pm, so thought I’s better get this in now before I get distracted & forget!!

& apologies for any typo’s, I have a love hate relationship woth my Stanley knife, which has resulted in a very large plaster on my thumb, which keeps hitting letters by mistake while I’m typing!!

Targets met today:

flubberyzing – Woo Hoo well done for number 15 & target met!! :j:j
Freeby will increase your target to 18 when she updates the front page!

lottie3000 - Woo Hoo well done for number 10 & target met!! :j:j

moneypenny2k – Woo Hoo well done for number 12 & target met!! :j:j
Freeby will increase your target to 15 when she updates the front page.
That’s amazing news about your credit card, I hope you feel really proud of yourself, & I hope the anti depressants kick in soon, in the meantime, here’s a (((((((((((((big hug))))))))))))

Lots of NSDs rolling in today, so well done to:

solventsoon – well done for number 18, you are a very good Spoony indeed!! :j:j

freebyfifty – well done for number 22!! & thanks for keeping the stats, it’s so motivating to hear how well we are all doing!! :j:j

Nargleblast – well done for number 11, you’re nearly there now!! :j:j

lottie3000 – well done for number 9, you have every right to be happy with yourself, you’re doing great!! :j:j

armchairexpert – well done for number 10 & 3 in a row, enjoy your pamper night, I reckon you deserve a treat!! :j:j

XSpender – well done for number 4 & for cutting out all those silly spends!! :j:j

beanielou – well done for number 22!! I’m really glad you are feeling better, now let’s just hope the snow goes soon!! :j:j

ifwisheswerehorses... – well done for number 13 & thanks for that clip, I loved it!! :j:j

The Dragon – well done for number 20, you’re doing great!! :j:j

couldsavemore – well done for number 17, keep going, you can do it!! :j:j

marmiterulesok – well done for number 17!! :j:j
I don’t count bills or dd’s if that helps, I figure if I counted every bill it would give me an excuse to have more spend days when I didn’t need them, so like spoon I only concentrate on unnecessary spends (& extortionate grocery bills!!)

MummyRivett – well done for number 21, & great news about your credit card!! :j:j

wildcherry – well done for number 5 & for staying under budget at lunch!! :j:j

Jelly Biactol – well done for number 8, you’re doing great!! :j:j

ModestyB – well done for number 17, keep going you can do it!! :j:j

Debt free soon – well done for number 16, you’re doing really well!! :j:j
Freeby will update your target to 18 when she updates the front page.

fedupandskint – well done for number 15, you’re doing great!! :j:j

emslovesmickey - well done for number 19 & for resisting that dress online!! :j:j

coolcats – well done for number 17, fingers crossed the snow clears for you soon! :j:j

new leaf 88 – well done for number 11 & for beating your target, that’s great!! :j:j

OutofDebt-NOT-OutofDanger – well done for number 20 & for your foodie bargains!! :j:j

Giggles86 – well done for number 9, keep going, you can do it!! :j:j

And hello to:

Nargleblast – I’m glad you haven’t been unfriended, but you’re right, some of the spam can be really hurtful & could easily ruin someone’s day!

HeadAboveWater – Mmmmmm raspberry & coconut slice, that sounds yummy, I think I may have to hunt down a recipe!!

PennySaving – wow £110 is a great saving, well done you!!

& number 15 for me & target met :j:j
Please can i increase my target to 18 Freeby, thank you!

beanielou

Moneypenny~Great great news on the credit card :j

Candlewick

Evening :wave:

Still not caught up with the gossip but checking in with number 9 NSDs. No planned spends tomorrow so will hit double figures.

CW

EverTheOptimist

Unfortunately a spend day for me today. This last NSD (of my current target) is a little elusive.

BDINI - any chance you can leave some stinky fish somewhere the day you leave... in a drawer, behind a desk etc.

kerri_gt

Nargleblast wrote: »

Nice one, kerri - I am sure Bdini will add it to her list of put-downs!

Spendy day today, odds and ends to tide us over till the big payday shop next week. Am hopeful of another NSD tomorrow, though.

On my internet homepage this morning, on a link for Facebook, I was told in huge letters that 3 people have "unfriended" me, and invited to click to find out who these three scumbags were.
Which would really have ruined my day - if it weren't for the fact that I am not even on Facebook......scam, maybe?
I can see how social networking sites can cause upset and trouble. If I had been on FB, and had been "unfriended" (let's pray that ridiculous term does not make it into the Oxford English Dictionary) then I would surely have found out when I next tried to access those people's pages, so why the need to post inflammatory statements on the internet homepage, inviting trouble?

OK, rant over, kettle calling, cup of coffee required right now.

Laters, chaps & chappesses!

I'm 100% sure that FB thing is a scam - you don't get a notification if someone 'unfriends' you on FB/

moneypenny2k wrote: »

Make sure you enjoy every single day of your notice BDINI. Karma is so satisfying

Now that is class :rotfl: Wish I could think of lines like that


Still feel a bit up and down, waiting for the antidepressants to kick in properly. I could so do with curling up in a ball and pretending the world didn't exist. It would make NSDs so easy lol

In August I had £3000 on one of my credit cards, today I have under £300 on it. It's a great feeling.:D

To my DM's despair I spent many formative years watching a combination of Jasper Carrot, Hale & Pace and Spitting Image (oh and the odd bit of Jack Dee and Ben Elton)....couple that with me being able to raise one eyebrow any my poor DM 'loved' my teenage sarcasm / wit

Well done on the cc :j can't wait to the end of this year where we'll have a number of things paid off and will feel like we're on the home strait (though shouldn't wish our time away)

Not a NSD for me, but not too bad - although a couple of buys I thought would be in store (as per MySupermarket) weren't :mad:

UnionGirl

Have had to wait till now to post as have been extremely tempted by takeaway pizza all night. But I didn't cave in:j

Too late now, so NSD No. 7 for me thanks.