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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Today won't be an NSD as i need to go and get some food but yesterday was NSD 16.

    On an aside, as i live in Cornwall so have been unscathed with the recent weather, i hope everyone else is ok.

    I think it was only us in East Cornwall the was effected by the snow. I know that 20mins away, they had no snow at all on Friday, where as we had quite a bit :)
  • WantToBeSE
    WantToBeSE Posts: 7,729 Forumite
    I've been Money Tipped! Debt-free and Proud!
    Now today should be another NSD, as I fancied joining our local Gym but look at all that snow. But I found this great free workout online that I'm sure some of you might like, just click and get this free workout, you burn calories just watch :)

    :j:j:j:j:j

    :rotfl::T Thankk MR, that gave me a giggle this morning (as was like looking in the mirror when i work out, LOL)!
  • spandles
    spandles Posts: 129 Forumite
    Aarrrghhhh. I've just been on another forum about thrifty/frugalness and there a women who posts every day about what shes bought (as though its essential). Iv'e just added up her spends and it comes to £40. I shall stay on here were we do it properly.
  • IF
    IF Posts: 34,349 Forumite
    10,000 Posts Combo Breaker
    Afternoon all :hello:

    Got my 11th NSD

    Thank you
    IF…x



    snow_tired.jpg
    "If wishes were horses, then beggars would ride"
  • Red so pleased to hear your Mum's doing so well & enjoy your visit to Scotland!

    Everyone else .... really sorry but I'm way behind on the thread :o - I missed a day earlier this week and just haven't managed to catch up so ... (((hugs))) to anyone who wants / needs one!

    No 9 for me today *phew* it's a hard slog this month - I seem to be spending all over the place!:o

    So ... back to work for me tomorrow :T - bloomin' typical tho' - I've been in the house 3+ months & the weather's been fine and ... now I'm going back ... there's snow / ice!:eek:

    Wish me luck as really hilly, twisty roads between me & work & still getting used to the automatic:eek:

    Hope you're all safe and warm
    Grocery Challenge £211/£455 (01/01-31/03)
    2016 Sell: £125/£250
    £1,000 Emergency Fund Challenge #78 £3.96 / £1,000
    Vet Fund: £410.93 / £1,000
    Debt free & determined to stay that way!
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    A very puzzled Nargleblast here. The front page has me down for 8 NSDs, but I know I posted having achieved 9 yesterday! All right you lot, turn yer pockets out - who nicked my NSD????? (Igor? are you using my NSD to stir the porridge?)

    Joking aside, a shame-faced Nargle has to confess that today was not a NSD after all. I meant to leave shopping till tomorrow but the resident cats were looking at me with their huge soulful eyes. Their automatic cat feeder was nearly out of food. I had to go to the local shop and get more supplies. At least it means I don't have to go out tomorrow.

    So I will get my target, just a day later than planned.
    One life - your life - live it!
  • Evening all,

    Hope you are all wrapped up and sitting out the snow in comfort! We're having a cold snap here too - supposed to be down to 2 degrees tonight :eek:

    Declaring NSD#10 for today so very pleased with that. I had a lovely day and the first day of my working week went by in the flash. Tomorrow is another busy day and I don't think I'll have chance to do anything other than go to work and run the DC to their activities.

    Enjoy the rest of your day.
    CC1 £5999 Total Debt March 2021 £5999
    NSDs March 1/20
  • MummyRivett
    MummyRivett Posts: 424 Ambassador
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Loving the banter on here on a Sunday afternoon. We walked to Mr S today got some bulk buys too ironically as we had no van. Anyway we stuck to the list and with bulk buys stayed under£55 for the weeks shopping, we may not need so much this week. So Mummy Rivett's budget is really working out for Daddy Rivett, so far this month we have saved £103 on the shopping bill, not thrown any waste out and not had one take away, we didn't even eat out when we went to the museum of childhood.

    Daddy Rivett said, 'could we carry on living like this after we have paid off our debts? I could save loads of money and get stuff we need like a deposit for the house.'. I smiled, as this was my idea, but I never mentioned it before as I didn't want to push anything. As it's his idea we shall be sticking too it. ;)

    I had a go at making pastry, it came out well, I've also made my own batter for Yorkshire Puddings this afternoon. I think the Gypsy Tart has gone a bit runny, it went everywhere in the oven, but it may harden when cooled, fingers crossed.

    Like everyone else, it is snowing thick, heavy and fast here in Greenwich, I think I'm going to have to leave early in the morning for work, it is a bit hazardous on our pavements and we live on top of a very steep hill.

    I wish you luck rising from the ashes, what a week to start back at work.

    As Daddy Rivett pays for the food bill again today is a NSD for me, so I am on 18 NSD in total. I really have got into the habit of this, in fact I dote only thing I've brought this month is my "Two Soups" overall, the rest has just been the household Direct Debits. If I carry on like this I may have my debt paid up before December. Thanks to everyone on this thread, you have been such an encouragement, motivation and inspiration.
    • MSE Forum Achievements:
    • Debt-free & Proud - December 2014
    • Fully Funded 12 Month Emergency Fund - December 2020
    • Current Challenges: No Spend Challenge 2023
    • January NSD: 16/25
  • Today is going to be my NSD#2. I have just subscribed having been a 'reader' on this thread for a few days. Signing up to the thread has really inspired me today so I've fixed up my energy monitor that's been lying around waiting to be used; sorted out more clothes for the 'cash for clothes' depot up the road and put some bits and bobs on a local selling site.
    Its snowing here too so might not be able to cash in my clothes tomorrow if the roads are bad but if they are okay then I will do!
    Tomorrow will be a spend day as Mondays are my food shop day but I've taken that into account in my 'spends'. If that's the case, if I don't spend any more tomorrow, does that count as a NSD or not? I am bit confused with the finer details as I have DD's that go out on different days of the month too (my 'essentials') so do they count towards NSD if again I spend nothing else?
    I hope someone can clarify for me? Also, my energy meter is saying my electric is running at 4p/per hour, that's got to be good, right??
    On target for mortgage freedom September 2023
  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    A very puzzled Nargleblast here. The front page has me down for 8 NSDs, but I know I posted having achieved 9 yesterday! All right you lot, turn yer pockets out - who nicked my NSD????? (Igor? are you using my NSD to stir the porridge?)


    It were me m'lud. I nicked it. I couldn't help mesel. It were all shiny and new and looked like it needed a new 'ome. I've gived it back now sir -'onest :o:o
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
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