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Shiny New Year, Shiny New Start. The January NSD Challenge
Comments
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Can I claim NSD 7 for yesterday please? XxxBC: £2000/£3800 S Loan 1: £4973.37/£7000 S Loan 2: £6884.13/£9000 Next:[STRIKE] £0/£280 [/STRIKE]OD: [STRIKE]£0/£500[/STRIKE]
Student OD: [STRIKE]£0/£2000[/STRIKE] Partner OD:[STRIKE]£0/£600[/STRIKE]Joint OD:[STRIKE]£0/£950[/STRIKE] Car: £9424/£9901 Mort: £77000/£79000
Total Debt exc mort£23281.15/£34,031 31% paid off
POAMAYC2013 £694.99/£10000 target £14112.50
NSDS NOV10/10 DEC 10/10 JAN9/10 no.of debts [STRIKE]9[/STRIKE] 40 -
Morning all

I am having a NSD today, but wont declare it until later.
I am going to go for 5-in-a-row, from today until Thuirsday. I hope i can do it.0 -
It's snowing again here in the midlands!
Conditions are incredibly icy out there, particularly on untreated roads, so I'd urge everyone to avoid non-essential travel!Because it's fun to have money!
£0/£70 August GC
£68.35/£70 July GC
January-June 2019 = £356.94/£4200 -
Morning fellow Nsders
It's snowing fairly heavy here in my part of London so am definitely not going out again today.
I have shaken off my wanting a ciggie today
yesterday it was like one was sitting on my shoulder whispering in my ear. :mad:
MummyRivett sorry to hear DaddyRivett is unwell.
Bottleofred take care out and about.
Spoon I wondered why I hadn't seen you about. Am pleased your computer is fixed.
Freeby Thanks for updating.
Wildcherry Hello and welcome.
What an exciting life I lead as I spend today preparing myself for work this week. Have lunches to prepare and cook and a pile of ironing to do. Oh what joy. Watch this space for the next exciting epsiode! :rotfl:
Today will be NSD 7 / 15 - nearly half way but it's gonna be tight if I want to reach my target. 8 of the next 10 days will need to be spend free :eek:
As ususal, stay safe and warm and have a happy NSD Sunday!
CWNSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row)
Lesson learnt from 2012: I cannot be trusted to credit card stooze!
Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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freebyfifty wrote: »Hi there wildcherry

You are more than welcome to join us for the end of the month.
Just set yourself a target and I'll put you on the front page
The more the merrier
Thank you. I would like to set a target of 6 for the rest of January and then maybe 10 per month for the next couple of months and see how I go....
I have looked at my essentials and my spends and February is going to be quite difficult with one thing and another (car tax, mot, DD birthday, half term etc) but if I can do it in Feb then I should smash my 10 NSD target in March!On target for mortgage freedom September 20230 -
Morning freeby :wave:freebyfifty wrote: »Good Morning
It is update time
Thanks for the fabby update, as always x :A
Where's your total though, you need a :T and possibly a :j or two as well, you know
freebyfifty wrote: »Spoony – Great to hear from you. :A Hope that your computer is playing nicely now.:) Up to NSD #16 too, that is fantastic.:T
Thanks hun, it's nice to be back I've missed you all :A
:j:j:j:j:j:j:j:j:j:jfreebyfifty wrote: »There are128of us taking part in the NSD challengeand so far we have collected858 NSDs:T:T:T:T:T
Aren't we clever
bottleofred wrote: »Good morning folks,
From a still snowbound NI:eek:. I will be leaving shortly to go and visit my parents, although the journey will take an extra 45 minutes due to the snow:(. I am going to Scotland first thing tomorrow morning, so will be in touch upon my return. I hope everyone is well this cold and frosty morning and staying warm:). Hugs to anyone who needs them.
Spoony, thank you for the good wishes about my Mother:). Yes, I was very worried at one stage, that she had just given up, but things seem to be on the mend, so it is all good. I hope you are well:)
Take care Red, it's really not nice out there. I'm really pleased about your mum, that's a great start to 2013 for you all x
All's fine here thank you :A
The time you enjoy wasting is not wasted time
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Very wise CW:)Candlewick wrote: »Morning fellow Nsders
It's snowing fairly heavy here in my part of London so am definitely not going out again today.
YAY!!!! well done you :ACandlewick wrote: »I have shaken off my wanting a ciggie today
yesterday it was like one was sitting on my shoulder whispering in my ear. :mad:
Thanks hun x:ACandlewick wrote: »Spoon I wondered why I hadn't seen you about. Am pleased your computer is fixed.
Your life sounds just about as exciting as mine CW :rotfl: Well done for all those fabby NSDs, I'll be back later with some :j:j for youCandlewick wrote: »What an exciting life I lead as I spend today preparing myself for work this week. Have lunches to prepare and cook and a pile of ironing to do. Oh what joy. Watch this space for the next exciting epsiode! :rotfl:
Today will be NSD 7 / 15 - nearly half way but it's gonna be tight if I want to reach my target. 8 of the next 10 days will need to be spend free :eek:
As ususal, stay safe and warm and have a happy NSD Sunday!
CW
wildcherry wrote: »Thank you. I would like to set a target of 6 for the rest of January and then maybe 10 per month for the next couple of months and see how I go....
I have looked at my essentials and my spends and February is going to be quite difficult with one thing and another (car tax, mot, DD birthday, half term etc) but if I can do it in Feb then I should smash my 10 NSD target in March!
Hi wildcherry :wave: and welcome to the madhouse:D Hope you enjoy the challenge and the general chatter on here, please feel free to join in we're a friendly (and mostly tame:D) bunch.
Good luck with nabbing those pesky NSDs, you can do it:T
The time you enjoy wasting is not wasted time
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Good Morning All!
Thank you to solventsoon for the kind welcome. You are all right - I have become addicted in a very short time to this thread, trying for NSDs and of course updating my daily spreadsheet
Today is a spend day as I have already been out to buy DS2 ingredients for food tech tomorrow. Thats if the school is open though as the snow is falling heavily and settling.
So NSDs for Janauary still at 3.
Have a lovely day whatever you are doing.0 -
Today won't be an NSD as i need to go and get some food but yesterday was NSD 16.
On an aside, as i live in Cornwall so have been unscathed with the recent weather, i hope everyone else is ok.0 -
Now today should be another NSD, as I fancied joining our local Gym but look at all that snow. But I found this great free workout online that I'm sure some of you might like, just click and get this free workout, you burn calories just watch

- MSE Forum Achievements:
- Debt-free & Proud - December 2014
- Fully Funded 12 Month Emergency Fund - December 2020
- Current Challenges: No Spend Challenge 2023
- January NSD: 16/25
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