Shiny New Year, Shiny New Start. The January NSD Challenge

The_Dragon

Another nsd for me today please Freeby - taking me to 17 luuurvely ones stashed away!

MummyRivett

Today is another NSD for me. I'm sitting at home knitting hearts, I've decided to knit them from my stash and embroider them for valentines day and Mothers day, cheaper than a card, I will emboider a personal message and the date, a wonderful keepsake using scrap. If anyone fancys doing this, the pattern is free:

http://www.goodtoknow.co.uk/family/440218/Heart-knitting-pattern

And really easy to follow

IF

freebyfifty wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at thefirst posts each month for a hefty list of other threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

IF

Afternoon all :hello:

mummy2threeboys

hI thanks for the update..another 1nsd 9/20 thanks have a good weekend all xx

coolcats

15 NSD Target reached.

Can my target be increased to 20 please?

I can't believe how well I have done. Last month was a struggle to reach 15, this month has been easy. I'm sure it won't always be so easy.

ModestyB

NSD NO. 14 for me today.

Love the pic IF. :rotfl:

A warm welcome to all our new nsders. Enjoy yourselves not spending. It feels great!

Get well hugs to all who need them.

Nargleblast

It's certainly brass monkeys here, so no going out to shops and that makes a glorious 9 NSDs in the Cauldron of Doom!

Freeby - a very daring Nargle is going to suggest increasing her target to 12 for this month. (Ye Gods, I know how to have fun!)

Oh, and ......all together now,, ROCK ON BDINI!!!!!!! Everything truly comes to him or her who waits.........

lurvlyloz

nsd 9/18 yesterday

Candlewick

I have finally had a chance to read through the rest of this thread.

Congratulations to butdoineedit on your new job.

To all those who have been feeling unwell, I wish you a speedy recovery.

Marmite, I was tempted to declare NSD for yesterday but I won’t be reimbursed for another 5 weeks as can only claim expenses once a month and the deadline was last week, then takes a further 2 weeks to be paid.

Mummyrivett, love the hearts. I wish I was more creative and could knit and embroider. I can only manage to sew buttons back on.

Wow to some of you die hard NSDer’s, I have a lot to learn and aspire to!!

We still have snow here from yesterday (just as well, as have had a niggling 'fancy a cigarette' feeling that I can't seem to shake off today) so have not been out and no online shopping so am declaring today NSD 6.

Stay safe and warm

CW