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Shiny New Year, Shiny New Start. The January NSD Challenge

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  • NSD # 7 yesterday... I'm not sure we can get 9 of them during the rest of the month to hit our target of 16 for the month...but we will try.

  • Giggles86
    Giggles86 Posts: 526 Forumite
    NSD #7 today. I was pleased it snowed as this stopped me going shopping after work for new work trousers. However I don't love it anymore as it has spoiled my weekend plans!

    Hope you're all wrapped up warm and safe at home.
    *2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
    March 2014 NSD 0/15 take lunch to work march 0/21
    sealed Pot Challenge #260
    NMB books: 6/94+ NMB DVDs: 13/67
    "Life is not measured by the number of breaths you take but the moments that take your breath away."
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    :( I've been sick 3 days running I'm up to 15NSD

    One thing I've been after for home is one of those 1960s house coats that dinner ladies use to have. My mum used to have one for housework and cooking to preserve her clothes. I found them today by Alexandra. Quite pricy at £32 with postage. However I found a discount warehouse on eBay and found a new one for £12.49. I'm well pleased, so I only used £12.49 of my birthday and Christmas money, a little treat for me whilst the rest cleared my debt. So today wasn't a NSD But I have done really well since November and really cut back on the household budget :T.

    if you only used Birthday / Christmas money, I wouldn't personally count that as a spend as it's 'extra' pennies you wouldn't normally have IYSWIM?

    Well I can confirm today is [COLOR="rgb(139, 0, 0)"]NSD # 8[/COLOR]. Got about 10cm of snow here and abandoned office at lunchtime to come home. Was planning to go shopping tomorrow but will prob postpone that until Sunday or next weekend. Do really need to get a food shop in and collect a 'click and collect' order that's been in store for a while but not sure when I'll get that done. Can't believe the amount of panic buying people have been doing, my DM said people had 2 / 3 trollies worth of food when she was working last night - just how long do they think we'll have snow for? (and trust me, we do not live in a remote area)

    Quick dilemma for you all - do I count yesterday as a NSD? By my rules and spend (bar my exclusions) is not a NSD. I bought something for OH in town that he asked me to get, but the day before he's given me some pennies including a couple of extra £ that I didn't expect - the extra £ covered the £1 item that I got him. So if I deduct that from the pennies he gave me the day before, I technically didn't spend any of my own money - or is that bending the rules?
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • NSD 5 today
    :j
    'It is better to remain silent and be thought a fool, than to open your mouth and remove all doubt.'
    Groucho Marx

  • Good day today & plenty of wiggling going on here!!!

    Now it's all confirmed, checks done, & can't go wrong, i would like to share my good news with you.......
    I have a new job!!!!!!! :j:j:j

    I got the offer 2 weeks ago today, but i was so worried that if i spoke about it, i would somehow jinx it & the offer would be withdrawn, but today i got my official confirmation. I am soooooo looking forward to Monday when i can hand in my notice & tell Mr Bossman where to stick his job!! I've got a weeks leave left to take, so only 3 weeks of hell left & then i'll be free!!!

    Thank goodness i had a left over bottle of wine in from xmas, so i managed to have a little celebration drinkie without ruining my NSD, so that's number 11 please Freeby :j:j
    February NSD challenge 5/15
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Yeah, congratulations BDINI - what a fab way to start the new year :j:j:j
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • beanielou
    beanielou Posts: 95,697 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Hurrah bdni :j :j :j
    That is just fatastic news :grin:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Awww thank you both!! I hope this is an omen as to how the rest of the year will go!!!
    I'm just sat here now with a stupid grin on my face :D
    February NSD challenge 5/15
  • **sneaks in as meant to be doing other jobs**

    Another NSD so now up to 13

    Keep warm everyone :-)





  • I couldn't log in last night, my internet connection was down :(

    I am still stuck at 5. I could have gone one more but like others, I decided to stop off at the supermarket last night due to the weather forecast for today.

    I thought I would swap and have an NSD today instead (which it would have been) but that didn't work out either as I ended up having to pay for take-out coffee, a work expense which I will get back but a spend day nonetheless. Definitely tomorrow and Sunday will be NSDs though.

    Stay warm and take care.

    CW
    NSD Challenge 2015: Jan 20 / 20 (2 x 5 in-a-row) / Feb 5 / 12 (4 in-a-row) :D

    Lesson learnt from 2012: I cannot be trusted to credit card stooze!

    Barclaycard at 2 / 02 / 2015 [STRIKE]£4,600[/STRIKE] [STRIKE]£4540[/STRIKE] [STRIKE]£4250[/STRIKE] [STRIKE]£4000[/STRIKE] £3250 need to pay it off by 08 / 2015 before mortgage completion
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