A Budgeteers Continued Quest to be Debt Free & Mortgage Free By 40

DedicatedDFW

Aw thanks SF I am looking - need to get 2 apps in tonight as i am out of time for anything else today. Hope all is well with you?

I agree with the shops - i really wanted a certain pen for uni - a want not a need - and if they had been on offer i may have got them as they are a pleasure to write with - as it was they had pens of the make on offer but not the actual model? of pen i like so left it although the 1 i wanted would have been less than £1 at full price. I have a drawer full of pens so i will soldier on with those. Things like nice pens make a big difference in the hard slog of studying i find - simple pleasures and all that

DedicatedDFW

Right now just need to breathe and try and calm down Have lost over an hour making complaints to various places :mad: i [STRIKE]am[/STRIKE] was so annoyed - i cannot believe the lack of care or regard people take with things - especially when i've worked long and hard to pay for said thing :mad::mad::mad: and totally carp customer service too is starting to wear very thin with me...

Sadly having made my feelings known i am out of time for my happy excel scheduling - good job i'm doing this study now as it helps me get me back in the swing of things for uni :eek:

Rightio - laters will be:-

vaccuum downstairs
start washer
30 mins excel scheduling
sort toiletries
30 mins study
sort clothes & underwear
30 mins study
clean sides down in kitchen including doors
1 hour excel
wash pots, dry and move
dry clothes + second load into washer
30 mins study
sort handbag putting course book in
Do 1st piece of submission work

Must dash xx

DedicatedDFW

Back now and totally shattered - had a quick look round the boards and thought i'd best post now before i miss my chance for the weekend

Flipped study and scheduling round so got another 30mins in :T I have to say all of today has been really tough going - the studying is hard particular this first section and i am finding it slow going so that is hard to be motivated about and i absolutely did not want to do any of the cleaning jobs today but by making a list i have made progress and am happy with this

Right tea-time now - hope everyone has a lovely weekend and i'll see you all next week

DedicatedDFW

Hi all - bit of a mixed bag of things to update today - get the rubbish bit out of the way first: - i was all set to apply for the new jobs and it seems the company i was applying to work with have changed their application process and now it is a huge application document i would need to complete - each based around the different jobs - i made a start then scrapped it when there was a page header of experience in x field: and the rest left blank to complete err none - think they've probably done this to make it easier to identify those with the direct and specific skills they are loooking for - reading further on other pages were similar and as i'd already covered the transferable skills and as such would have left several pages blank i kinda gave up! Something will come along for me I am sure of it :cool:

So thats 1 bit of the rubbish news outta the way -

The Good News - i passed the last module i did at ou :j:T:j Am very happy with this - wow 7 more assignments to go and exam and *positive vibes* that i pass and i will have completed my degree Was feeling super motivated by this earlier but now am shattered Need to refind that energy and crack on with the 2 new courses i am studying :eek: Although printer ink would help as i am taking ALOT of notes down at the mo. *le sigh* But still - must crack on with these then i can totally focus on the final module when the materials are sent out to me *squeal* of excitement

Mini - list now - is:-

List 4 items on le bay of e and re-list everything else :cool:
Do next section of excel
Finish :eek: This section of other course
try on dress and list if necessary

Sort out purse and bag

Wash and dry and move pots

Paint finger nails

MinnieMousesMummy

I have just been reading some parts of your diary. Congratulations on passing your last module and positive vibes for upcoming exams.

DedicatedDFW

Hi MMM :wave: and thank you I wouldn't bother reading too much i think its all the same - lists of things to do, trying to make money / save money and lots of cleaning - i find a list works for me

DedicatedDFW

So a quick check of where i'm up to and what i need to do - got the excel bit that i wanted to do all wrapped up which i am pleased with :T Currently listing 2nd of what will be 2 items - listings look like i may as well put on the carboot for the other bits after checking listings.
Sorted purse so will now sort bag and dress and then work on this final bit of this section for other course and i hope i get that done today x

DedicatedDFW

Whoops! i should've been in bed at least an hour ago :eek: But got pots done - did yet another load of washing - all dried and moved :cool: Pots also dried and moved Written out a few bits of things for others, sorted bag, purse and dress - in fact all dresses thoroughly sorted now and what is left is being kept - I've not painted fingernails but have done the bit of the excel that i wanted to do - a long way to go still but i am happy with todays achievement and i finished the section on the other course. Considering its been such a hard slog all day i am happy with all i have done

Hope everyone is well, take care, night xx

DedicatedDFW

Hi All

Hope everyone is good?

Good start to today - been for a run :T and worked some more on the garden - still quite a bit of the garden to do but i'll break it down into an hour or 2 a week to keep it manageable and enjoyable and so that it doesn't become too much of a chore This also appeals to my butterfly nature

Focus over the next few weeks will be not spending any money unnecessarily - this of course should be the focus all the time but as you all know i can tend to splash out on occasion. I need to make this a focus for now to really sharpen my mind to it over the short term and then build it into a long term habit I also say unnecessarily as i have of course quite a large shopping list that i will be purchasing next week which is all the materials - or as many as possible for my course :cool:

The other focus will be the food shop - it is a big area where money can be saved and i really want to get the freezer contents and the overflowing cupboard contents down I did well putting stuff back out of the trolley this week and trying to limit what i've got even though we've to cater for someone else over the weekend as well. A bit of forward planning is probably needed but do-able.

Happily had some cashback finally available to payout so hoping that comes soon.

I've planned my journeys to work over the next month so know what i need to spend there.

Need to get rid of more things and streamline living here a bit more - still have the bags to sort out as i mentioned before so may bring this into this weeks jobs.

What i am aiming to do each week as far as possible is to keep on top of the cleaning and tidying during the working week and then the weekend is free for other things - including extra study time.

Plan for this week is:-

at least 20 hours of study
10 hours course 1
10 hours course 2 Excel - 1.5 hours done

1 hour gardening

2 runs

tidying

dusting

hoovering

bag drawer sort out

Properly write out plan for clearing the debt so i can keep track

Contact credit card and check if i am getting any sorts of rewards

That'll do for now methinks

DedicatedDFW

Money thinking = £58 cashback received which i need to try and keep earmarked for debt clearance

Birthday money already spent so any money received to debt clearance

Further cashback to be put to debt clearance

Today owe just shy of £1700 :eek: Plan is to clear by the end of october so just 3 months away...

Have updated list with item i forgot and also that i have managed to do at least 1.5 hours study and sees another section completed :T