Car Finacing?

Caroline_a

If you're a Uni student in your first year then you have at least 2 more years to go before you can earn full-time. By that time you will have an immense student loan debt around your neck. Why do you want to add to that by taking out more (higher interest) loans? I too am amazed as to the cost of your insurance quote. I would get a couple of quotes because you may have a big human error with those figures!!

rdwarr

Flntn wrote: »

My insurance is legit, i am not fronting, my parent is a added driver i am the main driver.

i919.photobucket.com/albums/ad36/Jamzify/insurance_zpsbecf8c58.png

I live in a remote village with a crime rate of 0

my crash was a single car incident

my annual mileage is 7000 thats not a limit

No compulsory excess for a 19 year old? Definitely too good to be true.

Blackpool_Saver

Whether

I am worried by the car insurance figure too

Flntn

Blackpool_Saver wrote: »

Whether

I am worried by the car insurance figure too

rdwarr wrote: »

No compulsory excess for a 19 year old? Definitely too good to be true.

Caroline_a wrote: »

If you're a Uni student in your first year then you have at least 2 more years to go before you can earn full-time. By that time you will have an immense student loan debt around your neck. Why do you want to add to that by taking out more (higher interest) loans? I too am amazed as to the cost of your insurance quote. I would get a couple of quotes because you may have a big human error with those figures!!

I have called up all the insurers and my quotes are correct and no human error was made.
I stated i park my car in the street and during the day its in a open car park.
like i said i have stated i have had a crash once
my current policy is for a 2001 Golf 1.9 SDI for £1067 a year
my car before that was a 1989 Mk2 Golf 1.4 for £1398 a year
and then my car before that was a 1983 Mini 1.3 for £798 a year
I believe the prices are £800- is because of the new law that has came in with gender issues.

i have never had any problems with my insurance being £2000+ except for the time i tried a quote for a delorean!! :P

Flntn

So, lets try a quote again.
i got a car:
ebay.co.uk/itm/2004-04-Volkswagen-Golf-1-9TDI-S-5-door-/110904823085?pt=Automobiles_UK&hash=item19d2714d2d

Part 1
The car details
i919.photobucket.com/albums/ad36/Jamzify/isure1_zps539db589.png

i919.photobucket.com/albums/ad36/Jamzify/isure2_zpsba65cfdd.png

Part 2
The me Details
i919.photobucket.com/albums/ad36/Jamzify/isure3_zpsbf08b922.png

AND FINALLY
The quotes!
i919.photobucket.com/albums/ad36/Jamzify/isure4_zpse6cf6262.png

I'm not trying to jammy you out or troll you.
These are the quotes i get.

chanz4

The golf thats going to loose its value in jan, when the mk7 facelift is out. I dont belive the screen scraper has done your quote right, im in my 30s have an 09 mk6 gti and myn is £400

DCFC79

A diesel is only worth it if your doing the mileage, not sure if 60 miles a day is classed as worth it. Is the 60 miles you do to get to work ?

Flntn

chanz4 wrote: »

The golf thats going to loose its value in jan, when the mk7 facelift is out. I dont belive the screen scraper has done your quote right, im in my 30s have an 09 mk6 gti and myn is £400

Alright cheers for the heads up! I phoned the insurers there and the quote is right.

DCFC79 wrote: »

A diesel is only worth it if your doing the mileage, not sure if 60 miles a day is classed as worth it. Is the 60 miles you do to get to work ?

Where I live and goto Uni is Scarborough Uk I travel to Leeds to work during Fri-Sat-Sun i then go home on the Sun night or mon morning so its a weekly of 140+ miles along %10 Motoway %90 A roads

I also plan on traveling a lot in my car around uk for weekends and such.

DCFC79

Flntn wrote: »

Alright cheers for the heads up! I phoned the insurers there and the quote is right.


Where I live and goto Uni is Scarborough Uk I travel to Leeds to work during Fri-Sat-Sun i then go home on the Sun night or mon morning so its a weekly of 140+ miles along %10 Motoway %90 A roads

I also plan on traveling a lot in my car around uk for weekends and such.

Ok so maybe a diesel could be worth it but then you have the reapirs as Apples2 says, never owned a diesel myself I can't comment, its just what ive read/heard.

chanz4

DCFC79 wrote: »

Ok so maybe a diesel could be worth it but then you have the reapirs as Apples2 says, never owned a diesel myself I can't comment, its just what ive read/heard.

Diesels are not bad, however with the price of it unless you do major miles a year I wouldnt bother as their is zero saving