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Pay ALL your debt off by Xmas 2013

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  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    I've not transferred the money yet, but I will update now anyway:

    #141 1900/3250 = 58.46%

    I think I'm going to aim to get up to 75% of my target by Christmas - I only need to scrape together an extra £80, which should be achievable. I really don't need to buy anything at the moment, especially as I have to be able to move absolutely all my belongings in one car load (and I own a clio!)

    My first car was a Clio :D I only had it 9 months because it was an absolute pain in the backside. When it rained the sunroof leaked so I always had towels in the car for my seats and a carrier bag for my hair :rotfl:

    Then I part exchanged it for my new car, a toyota aygo :eek: had that 18 months and no probs so far, touch wood... apart from the fact i'm still paying for it :rotfl:
  • I would like to be IN.
  • parsniphead
    parsniphead Posts: 2,897 Forumite
    Part of the Furniture 1,000 Posts
    edited 4 October 2013 at 9:06AM
    You are so right Kerri!
    I think we all went a bit crazy with credit cards and loans. We were buying things we didn't even need! My parents generation saved for something before they got it whereas now we buy and then work out how to pay for it. Life is now a bit excessive, with cheap clothing we wear once and then forget about, and food that justs goes to waste. Now I'm trying to buy more sensibly and only when I really need to.
    Back to rationing and make do and mend!
    TF x

    So true but were we satisfied spending and getting stuff when we wanted it. Personally I find it more fun now saving for something first, it makes it much more special. I never want to see another credit card again. Plus there's nothing like picking your own food.:j good luck with the plants Kerri.

    Hope your DH finds another job soon spagbol.

    I have the car in for MOT today and I'm feeling very nervous.
    1 debt v's 100 days chapter 34: T3sco bank CC £250/£525.24 47.59%

    [STRIKE]MBNA - [/STRIKE]GONE, [STRIKE]CAP ONE[/STRIKE] GONE, [STRIKE]YORKS BANK [/STRIKE]GONE, [STRIKE]VANQUIS[/STRIKE] GONE [STRIKE] TESCO - [/STRIKE], GONE
    TSB CARD, TSB LOAN, LLOYDS. FIVE DOWN, THREE TO GO.
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    amr547 wrote: »
    My first car was a Clio :D I only had it 9 months because it was an absolute pain in the backside. When it rained the sunroof leaked so I always had towels in the car for my seats and a carrier bag for my hair :rotfl:

    Then I part exchanged it for my new car, a toyota aygo :eek: had that 18 months and no probs so far, touch wood... apart from the fact i'm still paying for it :rotfl:

    Yeah, I've had mine 18 months, and I'm not too impressed! It breaks a lot more than my old fiesta did! I think I should start saving for something a little better. My sun roof leaks too, and unfortunately my brakes are needing looked at this weekend. I just had them replaced not long ago!
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Yeah, I've had mine 18 months, and I'm not too impressed! It breaks a lot more than my old fiesta did! I think I should start saving for something a little better. My sun roof leaks too, and unfortunately my brakes are needing looked at this weekend. I just had them replaced not long ago!

    Go for something Japanese, you won't regret it :D

    This afternoon I've mostly been walking around steep hills. KNACKERED.
  • Mini Cooper, it sounds like you bought Amr's old car! What colour was it? Would be funny if you both say the same :rotfl:
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • lindatrole wrote: »
    I would like to be IN.

    Hello and welcome, hopefully Spagbol will give you a number before she goes into labour! :D

    Keep posting anyway and let us know how much you will try to pay off :)
    Debt Free 🍾 since 6.8.13 £31,997
    Saving for 🎄 🎁 2025 £460/£800 57%
    6 mth 🆘 fund £6k
    Mortgage offset fund £24.7k/£40.3k 61.3%
    It turns out the answer to my problems wasn’t at the bottom of this tub of ice-cream, 🍨 but the important thing is that I tried...
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    Mini Cooper, it sounds like you bought Amr's old car! What colour was it? Would be funny if you both say the same :rotfl:

    :rotfl::rotfl::rotfl: that would be so funny if she had!!!

    mine was an 02 plate, silver, 5 door :D
  • minicooper272
    minicooper272 Posts: 2,131 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    :rotfl: That would be funny! Mine is a burgundy 3 door, so definitely not the same one! Just a common fault.

    Welcome lindatrole! Good luck with the challenge, how much are you looking to pay off?
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I've not transferred the money yet, but I will update now anyway:

    #141 1900/3250 = 58.46%

    I think I'm going to aim to get up to 75% of my target by Christmas - I only need to scrape together an extra £80, which should be achievable. I really don't need to buy anything at the moment, especially as I have to be able to move absolutely all my belongings in one car load (and I own a clio!)

    I know I have said it before but I always think you have a Mini Cooper :D:p:D

    I am off out to get the last of my Christmas shopping in about 10 minutes. I am unlikely to be back before it gets dark :)
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
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