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Pay ALL your debt off by Xmas 2013

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  • Well....been loitering for a while, mainly because very few of the numbers on here seem to come anywhere close to what we are dealing with -not a badge of honour. Am mortified.....but here goes:

    £2800 / £75500 :(

    Can I join?
  • Muser1
    Muser1 Posts: 795 Forumite
    I have been loitering for ages Nursebaker too! Although we have very different debts it's the same principle. Lots of luck! Here we go. :money::money:
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    Spag.. new total for me

    003 :j Newleaf £6600.00 / £40000.00

    so cleared some debt but getting fatter
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • NewLeaf_2
    NewLeaf_2 Posts: 2,116 Forumite
    oops sorry for the big letters in fatter
    Mortgage: £280,752/ £262,515.84
    hmrc:£16760/£5,480.20
    evil credit cards: £41,208/ £37,841
    Car: £18,800/£13,101.18
    Weight 13.9/ 12.6 -1 stone 3
    saving for refurb £2000/£700 1 July 2013
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    NurseBaker wrote: »
    Well....been loitering for a while, mainly because very few of the numbers on here seem to come anywhere close to what we are dealing with -not a badge of honour. Am mortified.....but here goes:

    £2800 / £75500 :(

    Can I join?

    Some of us have been at this challenge since November 2011 so don't feel too disheartened by your numbers, we had some fairly huge numbers back in 2011.

    If you find your amount overwhelming you might just want to set an amount to pay off by Xmas 2013, something achievable so you don't lose hope, I'm sure no-one on here would mind you doing that...
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    kerri_dfw wrote: »
    Hmmm debt is going nowhere...business on the other hand seems to have done ok for the first month. Total spend £490, total takings £160. Going in the right direction at least.

    Have just spent more money on some new stock, but it will allow me to diversify the ribbons I stock. More or less all the stock is listed on the website now, and I've just sorted out my Google+ account, which is meant to be really good for SEO. Does anyone want to google my little business and click the +1 button next to the link for me?

    Have now given the OH my CC so I can't spend anymore money. This worked really, really well last time so I'm hoping it will again this time. Going to hit it with £500 each month until it's zapped then cancel it. Might be a slight hiccup when we go on holiday, but hoping that'll be ok.

    Cat is currently sat on me recovering from being spayed yesterday, the other one has taken a liking to chasing her grr.

    Remind me of the name Kerri and I will do it :D
    Muser1 wrote: »
    :money:Is it too late to join this challenges? I don't have masses to clear just want to tidy up a couple of store cards etc so I can get cracking with the mortgage!

    Currently owe DP - £138.28
    N*xt -£119.08
    cc- £500.00 (0% so will tackle others first)



    Total then ..... 3/757.36

    Just made a payment to dp for £3 wanted to hit the road running! x

    Yes of course, I have added you and your number is 171. Good luck! :T
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Ruthy1604 wrote: »
    Hi,

    Pay Day - YAY :j:j
    I'm here for my monthly update. I read every day, but don't really have much to add on a daily basis. Everyone seems to be doing so well! :D

    I'm slowly plodding away at the savings pot to pay back my 0% card, but had an expensive month as we had to pay for 3 weeks childcare over easter.:cool: and we are busy decorating the kids rooms. DS's is done & as I've ebayed loads of furniture to offset the cost & I havent made our debt bigger. DD's room is next so that will be a challenge!

    #18 4377.93/5160.38 84.84%

    I'm aiming for 95% in May and 100% in June :j Then I'm tackling the mortgage :eek:

    Ruth

    Well done Ruthy :T
    NurseBaker wrote: »
    Well....been loitering for a while, mainly because very few of the numbers on here seem to come anywhere close to what we are dealing with -not a badge of honour. Am mortified.....but here goes:

    £2800 / £75500 :(

    Can I join?

    Hi and Welcome NurseBaker, you are #172 :wave: As you can see from my sig I started last year with £58k of debt and our mortgage isn't pretty either :eek: We are here for debts big and small but there are a few that were in the 50s last year and now in the 40s so this really does work. Have you visited the DFW page to do a SOA yet? It can be very helpful to see whether paying off is do-able with your income and outgoings. Well done for joining up and keep posting :)
    NewLeaf wrote: »
    Spag.. new total for me

    003 :j Newleaf £6600.00 / £40000.00

    so cleared some debt but getting fatter

    Well done NewLeaf! I already had your total so it must be time to update the front page :o
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    got my pay slip and im wondering if my sick days will be on the next one cos i got full pay!:eek:
  • 32b3in2013
    32b3in2013 Posts: 2,470 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Evening

    I got a refund on a theatre ticket for a show that I changed my mind about today so I have made another payment.

    #11 - £5837.45 / £10,224 = 57.10%

    My payments have started to slow down and are likely to get slower as I am running out of things to sell on ebay. Not completely run out so all is not lost yet :D

    Only a few more days until payday :D

    32b3
    SPC9 #125 - £816.85
    SPC10 #125 - £851.81
    SPC 11 #7 - £968.46
    SPC 12 #7 - £2682.90
    SPC 13 #7 - £4829.85
    SPC 17 #7 - £7313.63
  • amr547
    amr547 Posts: 1,665 Forumite
    Part of the Furniture Combo Breaker
    we are hopefully spending money tomorrow on some gig tickets...russell h, we love you :rotfl:

    just signed a finance agreement with my tuition fees, gonna see if i can pay it off early though as it's £100 a month !! eek. but its the last one and in total my degree will have cost less than £1500 :j
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