Pay ALL your debt off by Xmas 2013

floella80

Morning! £360 to put into my account today and then immediately transferred to my CC! Then a new month to start. Hoping I do just as well this month as it will be a great start to the year.

SpagBol

32b3in2013 wrote: »

I cn't wait for tomorrow when Spagbol comes home from work

Neither can I!! :rotfl::rotfl::rotfl: You are so right, we have all done so well. I am proud of everyone and so grateful because you all keep me on the straight and narrow!

blackberrycurved wrote: »

I have PAID OFF £340 all together SB which is darn fantabulastic.
Interesting that you are closing your cc accounts I know people advise that. But my bank manager said be careful particularly anyone out there who is self employed. Some law is coming in making it more difficult for people to get them and if you close it you may not get it back. Also they do keep sending 0% offers which makes tarting easier. I have only 3 so maybe not such a problem but keep a couple of them.

I do agree with you about not closing ALL cards, I would keep one or two open for sure... but between OH and I we have 10 CCs with over £60k available credit :eek::eek::eek::eek:

I'm actually pleased there is a new law that would stop people getting so much credit. It is all my (and DH's) fault but had we just had to knuckle down and save money earlier by being refused for credit, things would have been a lot better.

SpagBol

I'm going to announce the January total now!! Drumroll please....

We have paid off:

£107,205.30

:j:j:j:j:j:j:T:T:T:T:T:j:j:j:j:j:j:j:T:T:T:T:T:T

Well done everyone, keep the payments up and we will kick the debt butt and save the British economy! :rotfl::rotfl::rotfl::rotfl:

LunaLady

SpagBol wrote: »

I'm going to announce the January total now!! Drumroll please....

We have paid off:

£107,205.30

:j:j:j:j:j:j:T:T:T:T:T:j:j:j:j:j:j:j:T:T:T:T:T:T

Well done everyone, keep the payments up and we will kick the debt butt and save the British economy! :rotfl::rotfl::rotfl::rotfl:

Excellent total, well done everyone :beer::beer::beer:

My new total (#127) is £128.43/£1566

psychopathbabble

SpagBol wrote: »

Will it be even longer than 19 days then? Bum.

I am off to bed as I am shattered. Have a good night all, that's January done. Crappy month for the SpagBols in every way really so onwards and upwards.

You will get an update in 19 days, but the information is sometimes a month or so behind.

angelbob

psychopathbabble wrote: »

Noddle is slow at updating too, I think they are a little behind the others but then it's free

I find mine updates on the 10th each month.
A little payment today so:
#139 £77/£2271.73

choclover

Wow! That's an amazing amount of money! Everyone has done so well!

A couple more DD gone out this morning so another update for me. Also, hubby had some work done on the car yesterday which he's been meaning to get done for a year now (the air con was broken), they also did a service and checked out the headlights as they don't seem quite right, total bill came in at £414!:eek: And that's even with a 50% discount on the labour!:eek: Unfortunately had to put it on his Natwest card which has only just been cleared this morning - ARRRRGGGHHHH!!!! Oh well, looks like my total will go back down again, but at least the car is fixed and will hopefully make hubby realise we can keep it a bit longer and don't need to change it when we've paid the finance.

#27 £1,021.73/£6000 (17.03%)

I'll add the car bill to my spreadsheet when it hits the cc, just so I can enjoy being over £1k paid for a bit :rotfl:

braddy970

Paid off my mini credit pdl early even with the £5.50 fee I saved £7.50 lol every little helps xx new total
£2829.58 / £7354.26

ButterflyBee

Originally Posted by SpagBol
I'm going to announce the January total now!! Drumroll please....

We have paid off:

£107,205.30


Well done everyone, keep the payments up and we will kick the debt butt and save the British economy!

Oh WOW! That is an amazing amount of money!!!

It makes me even more determined to add to our amazing challenge. To think most of us were stressed and in some sort of trouble at one point in time.

This is how a group of people come together to make a difference!

:T ROUND OF APPLAUSE :T

theposhbint

Whoops, I meant to post this last night but totally forgot, so if this can be included in the January totals please

#55 - £260 / £10715

I'm finally off the mark, woo hoo!