Old insurance company has done a credit search.

smitchy73

Has anyone experienced this before at all?

I've just accessed my credit file on Equifax and they've noted a credit search by the company trading as Admiral. I used to have a policy with them and not had one for a good few years with them, so no idea why they would have the need to search my file, unless there is something dodgy going on, I have sent them an email with my phone number to call.

Any other action that can be taken if they don't remove the search?

Quentin

Did you get insurance quotes at the time?

Maybe you got one from an Admiral company?

In any case nothing to worry about.

kingstreet

Is it a credit search, or an identity/address check?

Have you used the insurer's site for quotes or gone via a comparison site around the time the enquiry is logged?

smitchy73

I got quotes years ago, not had any for at least two years from them and haven't done my car insurance for this year.

dunstonh

smitchy73 wrote: »

I got quotes years ago, not had any for at least two years from them and haven't done my car insurance for this year.

But is it a credit search or an identity search?

If you are still on their mailing lists then it is probably an identity search.

smitchy73

This is what was on the search file

HASTINGS INSURANCE SERVICES LTD , a Insurance company, has made an inquiry against your credit report on 19/12/2012 . If you were not aware of or did not consent to this search, contact HASTINGS INSURANCE SERVICES LTD or Equifax for clarification.
EUI LIMITED T/A ADMIRAL , a Insurance company, has made an inquiry against your credit report on 19/12/2012 . If you were not aware of or did not consent to this search, contact EUI LIMITED T/A ADMIRAL or Equifax for clarification.
EUI LIMITED T/A ADMIRAL , a Insurance company, has made an inquiry against your credit report on 19/12/2012 . If you were not aware of or did not consent to this search, contact EUI LIMITED T/A ADMIRAL or Equifax for clarification.
HASTINGS INSURANCE SERVICES LTD , a Insurance company, has made an inquiry against your credit report on 19/12/2012 . If you were not aware of or did not consent to this search, contact HASTINGS INSURANCE SERVICES LTD or Equifax for clarification.

So I don't know if it's a cerdit search or just an enquiry, any of you guys tell which one it is?

Buellguy

I work for an insurance company and I know we have to ask permission to do a credit search (as it shows up) and it HAS to be stated by us that we are going to do one. The only time we do one is looking for quotes. Contact them and ask

dunstonh

So I don't know if it's a cerdit search or just an enquiry, any of you guys tell which one it is?

They are not credit searches.

smitchy73

Thanks Dunstonh.

fetfer

I have had the same sort of "inquiry against your credit report" on 23/12/2013.

My concern is that it sates it is against my credit report, and the alert states "If you were not aware of or did not consent to this search, contact EUI LIMITED T/A ADMIRAL or Equifax for clarification."

So that hardly sounds like an address check.

I have never had any direct dealings with Admiral and the last time I did an insurance check via a comparison site was months ago.

Has any one else experienced this kind of activity from Admiral recently?

chanz4

its a none showing search, dont worry