Too Scared To Invest

Glen_Clark

Thrugelmir wrote: »

Which twenty though?

apart from those in Prudential Pension just 15 at the moment;
B. P.
European Investment Trust
Foreign & Col Investment Trust
Graphite Investment Trust
Glaxo
Group4 Securicor
Kingston Communications
Legal & General
Morrisons
National Express
Royal & Sun Alliance
Sainsburys
Shell
Tesco
United Utilities

PS: The only bank shares I had in the crash were the free ones I carpetbagged from Bradford & Bingley - had sold all the others previously and held none since.

Thrugelmir

Glen_Clark wrote: »

European Investment Trust
Foreign & Col Investment Trust
Graphite Investment Trust

Ah. So you do hold collective investments. Not just individual shares. So your holdings are in "hundreds" of companies.

Thrugelmir

gadgetmind wrote: »

No such company, but the similarly named Vodafone currently makes up 5.6% of my dividend income stream, but this is ignoring last Feb's special divi from Verizon.

Interesting to see that Vodaphone is hanging onto the cash this year. Rather than distributing another special dividend.

atush

As per post 69, no company of that name lol

lvader

Thrugelmir wrote: »

Interesting to see that Vodaphone is hanging onto the cash this year. Rather than distributing another special dividend.

They have 4G licenses to pay for.

gadgetmind

Thrugelmir wrote: »

Interesting to see that Vodaphone is hanging onto the cash this year. Rather than distributing another special dividend.

Yes, it's a bit of a bummer. Vodafone are doing some share buy backs but I'd much rather they just hand over the dosh.

sabretoothtigger

This site goes over the dividends each week and shows how many FTSE points each company's div is worth

http://www.stockchallenge.co.uk/dividends.php

So National grid is both fairly big and 5% yield so that like the FTSE going up 2 points

Shell is one of the biggest, they are like 5 points of FTSE every time they pay out which four times a year

Of course when a company goes ex div, the index moves down by the same amount (mostly) This partly explains why ftse stays within a similar range every year, without companies seeing big growth. Alot ends up paid out and so this worth is lost from the 'FTSE index number'

gadgetmind

sabretoothtigger wrote: »

Alot ends up paid out and so this worth is lost from the 'FTSE index number'

The usual rule of thumb is that you see 2% pa due to share prices beating inflation and another 3% from dividends.

Of course, both numbers do the jiggy jig, but prices far more than divis. This is why it's easy to demonstrate equity investment suckage (aka "The Lost Decade") because you just choose the highest peak and the most handy recent trough. Throw in ignoring dividends and the job is done.

sabretoothtigger

Yes, basically the devil is in the detail.
I held a tracker a long time and it made me a profit, just scale in is probably best. I bought at a bad time but it was acc not inc and all share

I rate FT250 or pacific over plain FT100. The 250 is only one to exclude the massive companies and it will sell the stocks which have grown the largest. The ft100 hold the biggest stock closest to heart, most other index are extremely similar

To be fair in the last decade cash was quite good interest rates vs inflation I think, I havent double checked but it was profitable vs now it is a loss maker to hold large amounts of cash.
Obviously if you need it, if theres a bill its hard not to

Glen_Clark

gadgetmind wrote: »

last Feb's special divi from Verizon.
.

Verizon is the jewel in the Crown as far as Vodaphone's earnings are concerned. But there is an interesting article in the FT about how Verizion's competitors have increased their capital spending, which has yet to impact on Verizion (and Vodaphone's) earnings. The article concludes 'The time to worry is now'

(Behind FT paywall: http://www.ft.com/cms/s/3/091d92b8-4a01-11e2-8002-00144feab49a.html#axzz2GdDOkRVX )