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Mortgage Free in Three Yrs
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The bank didn't put our overpayment through, and no redemption letter has been done either.:mad:
I phoned them up last night to find out why, and they apologised and are going to backdate the overpayment.
I don't mind mistakes if they're put right. First time ever Co-op have let us down.
Fingers crossed it will happen this time around.
Anyone have an idea of how much it costs in Scotland to have the legal charge the bank has on the house?Member of the first Mortgage Free in 3 challenge, no.19
Balance 19th April '07 = minus £27,640
Balance 1st November '09 = mortgage paid off with £1903 left over. Title deeds are now ours.0 -
Finally starting the overpayments again in December, after saving a large emergency fund.
Will only be paying off an extra £57 per month but aiming to increase this by at least another £100 in 2010.
@ailuro2 - I hope you get sorted soon :-)Original Mortgage April 2006 £138,485
Mortgage December 2011: £106,322
Mortgage May 2013: £79,900
Mortgage free goal date: 31st December 20150 -
Another month, another update (and another username :rolleyes:).
DD have you been fighting in the playground again? Naughty boy
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
You dared to criticise Martin - what have you - a death wish :rotfl:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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(don't worry Martin, once this quest is over I'll go quietly and not come back!!)
A likely story
A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
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Hi SFG, no it is a current account mortgage so when its zero its zero! I know people slag off the virgin one account but its done me ok... Thanks for the heads up though as I agree its one to watch out for...Superfast_Gran wrote: »Just a thought DH - does your mortgage have an early repayment fee? Don't mean to be a misery but I know several people who do - including me!Save £12k in 2012 no.49 £10,250/£12,000
Save £12k in 2013 no.34 £11,800/£12,000
'How much can you save' thread = £7,050
Total=£29,100
Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
Balance 23.11.09 = £nil.0 -
Just to let everyone know..........I am now mortgage free!!! yipee! Wages go in this week, calcs done and this is the week we owe nowt to anybody!!!
Thank you to everyone on this thread for all their support through the ups and downs I can honestly say I wouldn't have been able to do it without you all! When I first started I didn't think I would pay it off in the time period but we have done it before so its unbelievable!
The plan now is to start charging ourselves rent and putting it in a cash isa for retirement to supplement our pensions as we wouldn't have had this money, enjoy xmas, have a holiday and maybe have a take away once a month
Good luck to you all, I'll be popping on the thread to see how you are all getting on Save £12k in 2012 no.49 £10,250/£12,000
Save £12k in 2013 no.34 £11,800/£12,000
'How much can you save' thread = £7,050
Total=£29,100
Mfi3 no. 88: Balance Jan '06 = £63,000. :mad:
Balance 23.11.09 = £nil.0 -
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Well done Desperate Housewife, congratulations! :T :beer:
Mortgage free as of 12/08/20!
MFiT-5 no 45You can't fly with one foot on the ground!0
Struggling too much wears a body out 
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