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Mortgage Free in Three Yrs
Comments
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Well done Farhad1965.
Had you previously booked that deal with them, as their advertised rates are a bit higher? And is it their offset one?
Sorry for the questions it's just that they are on our list to contact when we come to remortgage. Hopefully I won't be on the phone so long with them as we've just left the world of the contractor for a too good to refuse visit back to permiedom.
All the best with your quest and well done on the deal.
LM:jMFWin3T2 No 20 - aim £94.9K to £65K:j
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Will it be ok to give my mortgage remaining on the 2nd of July as this will be when the payment goes in?
Thanks,
Becci xIt costs nothing to be nice...:)
Mortgage 01/05/07- £138200.13 (Start of challenge)
Mortgage 01/07/08- £128868.93
Aiming to Reduce mortgage by £20000 in 3 years0 -
Little_Mama wrote: »Well done Farhad1965.
Had you previously booked that deal with them, as their advertised rates are a bit higher? And is it their offset one?
Sorry for the questions it's just that they are on our list to contact when we come to remortgage. Hopefully I won't be on the phone so long with them as we've just left the world of the contractor for a too good to refuse visit back to permiedom.
All the best with your quest and well done on the deal.
LM
Little Mama - No, I had not booked it before. FD have sent this special offer to some of their customers and will not be advertising it.
Lucky you, permiedom wont pay me the salary I need for my large mortgage!!! Another 12 to 17 years of contracting for me.0 -
Only another 3.5 years of contracting left for me (I originally had my 5 year plan)!
Followed by a further 5 years....:rolleyes:
Farhad, I preferred your other avatar - you just don't look like you anymore with that £ sign!Mortgage Free in 3 Years (Apr 2007 / Currently / Δ Difference)
[strike]● Interest Only Pt: £36,924.12 / £ - - - - 1.00 / Δ £36,923.12[/strike] - Paid off! Yay!!
● Home Extension: £48,468.07 / £44,435.42 / Δ £4032.65
● Repayment Part: £64,331.11 / £59,877.15 / Δ £4453.96
Total Mortgage Debt: £149,723.30 / £104,313.57 / Δ £45,409.730 -
Dithering_Dad wrote: »Only another 3.5 years of contracting left for me (I originally had my 5 year plan)!
Followed by a further 5 years....:rolleyes:
Farhad, I preferred your other avatar - you just don't look like you anymore with that £ sign!
HERE'S DILBERT !!!!!!!!!!!!0 -
Dithering_Dad wrote: »Only another 3.5 years of contracting left for me (I originally had my 5 year plan)!
Followed by a further 5 years....:rolleyes:
Having worked on a contract basis since 1990, I could not imagine joining the ranks of the permies ever again. (i hear the lobotomy is painful!;) ).
As an old contract draughtsman told me:
Q: What's the difference between contract and staff (permie)?
A: 3 weeks!In case you hadn't already worked it out - the entire global financial system is predicated on the assumption that you're an idiot:cool:0 -
Hi,
So, are we all contractors (or permies looking to make a break) on here today?
FG
ps Biggest mistake I made was moving away from contracting in 2005 to a "nice permie job with great pension benefits and job stability" (as my mum put it). I won't be making that mistake again...MFiT-T4 Number 68
MFiT 4 Goal - Build up savings (SIPP, ISA etc.) to £250k . Current balance £174748 (1/8/16).
Crazy goal - £500k by Jan 2026.0 -
FreedomGirl wrote: »Hi,
So, are we all contractors (or permies looking to make a break) on here today?
FG
ps Biggest mistake I made was moving away from contracting in 2005 to a "nice permie job with great pension benefits and job stability" (as my mum put it). I won't be making that mistake again...
Been there too. Went back to contracting in 2006 to pay off my mba debts i had built up. Cleared them in a few months and started using the income to over-pay the mortgage. I won't go back to working perm. I have a terrible habit of over working myself so employers find me too useful - i am better off earning triple salary for the effort! News on the house sale is that we didn't exchange yesterday as the banks have dragged their heels passing on the money. Should happen monday. XThanks to MSE, I am mortgage free!
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FreedomGirl wrote: »Hi,
So, are we all contractors (or permies looking to make a break) on here today?
FG
ps Biggest mistake I made was moving away from contracting in 2005 to a "nice permie job with great pension benefits and job stability" (as my mum put it). I won't be making that mistake again...
I work for a major Blue Chip company and will find out in 2 weeks if I have a job (as they are restructuring). I wonder if I should look at contract work...or my other thought was go and sit my HGV ticket (no staff, No HR issues, No reviews, No Investigation meetings, No planning sessions, no forecasting, no targets no sacking people.....just me with a stack of tunes...in a big truck with a digital tacho to ensure that I cannot do the 15 hour days that I often do now!!!)
On the UPSIDE after 21 years I'm on 6 months notice and I would get 63 weeks salary, so the Mortgage would get cut down a bit!I am NOT a Woman! - its Overland Landy (as in A Landrover that travels Overland):rolleyes:
Better to be approximately right than precisely wrong.0 -
Overlandlandy, I was reading about the Shell tanker strikers yesterday, they were reported to earn around £38K a year for a 45 hour week made up of 12 hour shifts.
That's a lot of money for sitting in a truck, such a shame it's got that [STRIKE]bomb[/STRIKE] tanker sitting on the back weighing you down...driving at 60mph or less everywhere.:eek:Member of the first Mortgage Free in 3 challenge, no.19
Balance 19th April '07 = minus £27,640
Balance 1st November '09 = mortgage paid off with £1903 left over. Title deeds are now ours.0
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