Mortgage Free in Three Yrs

Superfast_Gran

Hi everyone,

Just managed an overpayment of £100 this month, but hey, something's better than nothing! That said we've also tucked away £2800 just in case our foster kids are indeed moved before we're financially ready!

On another, sillier note - OH has just won a competion on our local radio having been nominated by my little sister. It was on a programme called "Wild Women" in conjunction with Scotch Beef and they wanted to know how the hunk in your life measured up :rotfl: 1st prize is dinner for 2 at a top Edinburgh restaurant - details to follow:T :T

I think the clincher had something to do with his frequently wearing a kilt

Pandora123_2

molit wrote: »

Apologies if this has been asked already, but what techniques is everyone using to get to their targets. The only ones I can come up with so far are:

Selling unwanted stuff on ebay
Quidco free offers
pigsback
Budgeting on food etc
Ensuring my mortgage overpayment pot is sat in the ihghest interest rate account

What other things are you trying?

There are lots of ideas here:

Great ‘Bit On The Side’ Hunt

:A

dawnylou

benbenandme wrote: »

Dawnylou ... how do you go about writing reviews on Ciao? I do their surveys and have looked for the review stuff but I can only find them to read, nothing about how you write them and what you do with them iyswim!

Well if you find something that you wish to write a review on there is a button that says 'write your own review' or something similar on the page where other peoples reviews are.

Bluelad_2

molit wrote: »

Apologies if this has been asked already, but what techniques is everyone using to get to their targets. The only ones I can come up with so far are:

Selling unwanted stuff on ebay
Quidco free offers
pigsback
Budgeting on food etc
Ensuring my mortgage overpayment pot is sat in the ihghest interest rate account

What other things are you trying?

As much of the usual ie Quidco etc
Cancelled Sky Sports £20 a month -Listen to radio instead
Getting a bit of overtime in work at moment so was able to pay an extra £250 more than usual this month.

ailuro2

I have set my internet to open to my bank account in one tab, and the MFi3 thread in the second tab.

That way whenever I come on for a surf I'm reminded of my goals.;)

I'm amazed at how much our mortgage has come down in a few short months- it's amazing how much those little extra bits of money add up- before we overpaid every month and forgot about it, now I am actively thinking of ways to save so I can add it to the regular overpayments.:D

Dithering_Dad

I'm impressed ailuro2, I haven't a clue how to use all these new fancy things like tabs!

I'm old school - I'd have a green screen monitor and a daisy wheel printer if the kids would let me get away with it

crockpot

Just got paid, I have paid my car loan and have paid the rest £335 of my off set mortgage!

Mine is the second income and was feeling brave, do not know how long my job will last, office closing and relocating. But decdided I have to go for it, we will have to live off hubbies wage, which has redudced since he changed it, but atleaset the children know whohe is now! It also means he can take them to school, so hope it will be easier for me to get a new job.

bails

You guys are all such an inspiration! I can't wait to get started on paying off our mortgage! I've wanted to do this ever since watching a programme on TV about this surfing family in Cornwall (and that was before I even had a mortgage!) - it seemed impossible with no jobs (OH is still a student and I'm ill at mo) but I've been reminded that nowt is impossible! My OH still thinks I'm crazy at this stage but as with all other things MSE, he'll come round when he sees how great it is! Believing is the biggest key I reckon.

Keep going everyone, you're ace!!x

chickadee

bails wrote: »

I've wanted to do this ever since watching a programme on TV about this surfing family in Cornwall (and that was before I even had a mortgage!) - it seemed impossible with no jobs (OH is still a student and I'm ill at mo) but I've been reminded that nowt is impossible!

I remember watching that too. The thing that sticks in my mind was that they had a great sense of humour. I remember a sketch where they were sitting down to tea and the mum was pretending to feed the children tuna cat food. The kids were sitting round with their little bowls, licking their lips as the mum scooped cat meat into their dishes.......at least I think it was a joke. :eek:

They were inspirational though. The mum taught yoga for surfers and I think the dad made those fabulous little stoves out of old gas bottles.

I'm hoping to be able to make a large dent in my mortgage through the MFIT challenge. I am about to renew my carinsurance so I'll be making sure I get the best deal. I'll be going through a cashback site this time, which I wouldn't have done before. I'm also using a cashback site to get my son's birthday pressie. Having read the article, I'll be cashing in my £200 of premium bonds after September's draw. £200 better off in my bank than Mr Brown's.

Good luck everyone. You are all a great inspiration on this thread.

djbd1973

chickadee wrote: »

I remember watching that too. The thing that sticks in my mind was that they had a great sense of humour. I remember a sketch where they were sitting down to tea and the mum was pretending to feed the children tuna cat food. The kids were sitting round with their little bowls, licking their lips as the mum scooped cat meat into their dishes.......at least I think it was a joke. :eek:

They were inspirational though. The mum taught yoga for surfers and I think the dad made those fabulous little stoves out of old gas bottles.

The show you were talking about on TV was "Did They Pay Off Their Mortgage In Two Years?" which was the 2nd part of the series hosted by René Carayol