Mortgage Free in Three Yrs

molit

Apologies if this has been asked already, but what techniques is everyone using to get to their targets. The only ones I can come up with so far are:

Selling unwanted stuff on ebay
Quidco free offers
pigsback
Budgeting on food etc
Ensuring my mortgage overpayment pot is sat in the ihghest interest rate account

What other things are you trying?

plumduff55

~daisy~ wrote: »

wow that is amazing !!! huge well done to you - i bet it feels fabulous !!

Hi Daisy, I can't really believe I'm so close. It has been harder than I expected, perhaps doing it at a slower pace over a longer time would have been easier, but no matter, I'm nearly there !!!

I'm sooooooooo looking forward to Christmas and to really treating the family.

Dithering_Dad

That's great plumduff!! Don't forget to add your name to the Mortgage Free Roll of Honour after you make that final payment in 3 months time!

bails

Plumduff, that's really brilliant! You must be over the moon. That's a massive chunk of your income to put away each month, must've required some real dedication and sacrifice.

I joined this site a while ago too but only started using the threads in the last month or so and I have found the support on here incredible. I'm ill and therefore off work at mo so things have been v tough but whenever I'm struggling I log on here and get re-inspired.

Thanks to all the lovely people out there, what a fab, fab site this is!

benbenandme

Apologies if this has been asked already, but what techniques is everyone using to get to their targets. The only ones I can come up with so far are:

Selling unwanted stuff on ebay
Quidco free offers
pigsback
Budgeting on food etc
Ensuring my mortgage overpayment pot is sat in the ihghest interest rate account

What other things are you trying?

[EMAIL="abuse@moneysavingexpert.com?subject=Reporting post http://forums.moneysavingexpert.com/showpost.html?p=6155030"][/EMAIL]

For me I have broken down my target so that I know I need to aim to find £200 a month to keep on track to achieve my goal. This money is found in numerous ways, I am doing all of the things you mention and I am also doing the odd bit of mystery shopping when I can, a bit of overtime occasionally, the odd car boot sale, SS's offer on his dfw diary, I plan to start matched betting, survey sites .... for me half of the fun is looking for new ways to make / save money It might only be a couple of quid here and there each time, but I chuck it all into the spreadsheet and so far I have made my £200 target every month this year :T I also find checking in here most days keeps me on track as I can see how everyone else i getting on I'm hoping soon to have a month where I can beat my £200 target ... up to now anything over this amount has gone towards my house move costs / my emergency fund etc, but now they're all sorted everything can be chuked at this challenge, so I am keen to try and increase the amounts saved soon. Heres hoping I can keep it up for the rest f the challenge!

dawnylou

molit wrote: »

Apologies if this has been asked already, but what techniques is everyone using to get to their targets. The only ones I can come up with so far are:

Selling unwanted stuff on ebay
Quidco free offers
pigsback
Budgeting on food etc
Ensuring my mortgage overpayment pot is sat in the ihghest interest rate account

What other things are you trying?

I have taken up writing reviews on Ciao and Dooyoo and using 100% match deposits on bingo sites to try and earn extra.
Am also saving all small change in a whisky bottle and all £1 and £2 coins in my mortgage pig.

djbd1973

molit wrote: »

Apologies if this has been asked already, but what techniques is everyone using to get to their targets. The only ones I can come up with so far are:

Selling unwanted stuff on ebay
Quidco free offers
pigsback
Budgeting on food etc
Ensuring my mortgage overpayment pot is sat in the ihghest interest rate account

What other things are you trying?

Hi Molit,

I am no expert on this and I am sure that your answers are already on this thread somewhere but it all depends on how aggresive your own targets are and how much your targets mean to you. If you are already cutting back and saving as much as you can, then my way of doing things is to now generate extra income. If your target becomes one of the main focuses in life, then with hard work, lots of opportunities will present themselves where you can gain or earn extra money. I did part time teaching for 5 years on top of my job. It was hard work and I had to volunteer for 4 months before I was offered a position but it gave me the extra money I needed at that time of my life. I hope this helps but you do need moral support and as you can see there is that here on this site in bundles.

benbenandme

Dawnylou ... how do you go about writing reviews on Ciao? I do their surveys and have looked for the review stuff but I can only find them to read, nothing about how you write them and what you do with them iyswim!

TallGirl

Sorry I have not been around for a while seems like you are all doing really well. We did our inspection trip to Turkey and we were not tempted to buy for the MFI3 is still very much on track. Turkey is lovely very hot but it is a 3 1/2 hour flight away so not really possible to just go for a long weekend. Still it only cost us £50 to go.

Just got a lovely new laptop for work with wireless and 3g card which means I can log in anywhere I am which is so cool. However the 3g from Orange has a filter to stop any bad sites being displayed and guess what the MSE forums are banned. How sad is that I hope I can get my company to take the filter off soon.

I see have a few PM's for the chart and some new members I will have a proper look at the weekend but the next update is not until 1st Oct so you all have plenty of time.

Desperate_Housewife_2-2

Just got paid and done some budgeting and paid another £1k off the capital...hope the temp'ing pans out!