How would you invest 1 million pounds

LittleJo

Hi,
Have I mixed up the dates, it is not 1st April is it?
Jo

atush

doughnutmachine wrote: »

with respect, you seem to have little knowledge of property investment. i bet every single ftse100 company rents property, the BBC rents property, the Government rents property. Do you think these tenants are likely to "do a runner or trash the property"?

You are confusing commercial with residential property (which was advised earlier here in this thread).

commercial property can also suffer tenants who don't pay or misbehave/vandalise

dunstonh

doughnutmachine wrote: »

with respect, you seem to have little knowledge of property investment. i bet every single ftse100 company rents property, the BBC rents property, the Government rents property. Do you think these tenants are likely to "do a runner or trash the property"?

Ok, list 10 FTSE100 companies that lets out residential properties as part of their business which is what we are talking about on this thread.

However, you seem to believe that commercial property is exempt from tenants doing a runner, trashing property etc. How much do you think the landlords of ex Woolworth properties, Comet and all the other retailers going to end up being paid? When the unit is stripped bare by the administrator, who is going to pay to put it back in a condition that would make it attractive to a new company? As we are talking an individual with a relatively small amount of money (in commercial terms), you must be talking about small units which are likely to be let out to one man bands or small employers. Who says they are going to luck after a property?

doughnutmachine

atush wrote: »

commercial property can also suffer tenants who don't pay or misbehave/vandalise

never a truer word said! but do you not think that a tennant spending millions on a leasehold property will be quite a reliable tennant.....

all i'm saying is that some commercial property does offer long term reliable returns, is that not what the OP was after?

why dont you find out what a FRI20 lease is, then if you have time why dont you consider what commercial tennants would never dare playing silly !!!!!!s with a landlord.

doughnutmachine

dunstonh wrote: »

Ok, list 10 FTSE100 companies that lets out residential properties as part of their business which is what we are talking about on this thread.

However, you seem to believe that commercial property is exempt from tenants doing a runner, trashing property etc. How much do you think the landlords of ex Woolworth properties, Comet and all the other retailers going to end up being paid? When the unit is stripped bare by the administrator, who is going to pay to put it back in a condition that would make it attractive to a new company? As we are talking an individual with a relatively small amount of money (in commercial terms), you must be talking about small units which are likely to be let out to one man bands or small employers. Who says they are going to luck after a property?

the OP only mentioned residential property later on, you critcised all property in your first post here. i would have though an ifa would have known commercial property could offer a long term relaible income?

with respect, perhaps you should ask your employer for some further training on property investing. there do seem to be some serious gaps in your knowledge/ understanding.

dunstonh

the OP only mentioned residential property later on, you critcised all property in your first post here.

I never said that. I corrected the OP who had positioned it is a very safe option and said that going forward it will be harder to be profitable than it was in the past. I also give examples where it could still be viable.

i would have though an ifa would have known commercial property could offer a long term relaible income?

Reliable until the tenant stops paying.

with respect, perhaps you should ask your employer for some further training on property investing. there do seem to be some serious gaps in your knowledge/ understanding.

With respect, you are the one the one giving the wrong information in multiple posts on this thread.

doughnutmachine

dunstonh wrote: »

I never said that. I corrected the OP who had positioned it is a very safe option and said that going forward it will be harder to be profitable than it was in the past. I also give examples where it could still be viable.

Reliable until the tenant stops paying.

good to know that you have a crystall ball and are willing to share the future with us.

i saw a ground lease that had the sole road access to a major railway station built on it. it had another 60 years on the lease.
what are the chances of network rail not paying the rent? bearing in mind that if the rent is not paid network rail could have no access to the railway station for access.

ive also seen property let to electricity companies, do you have any idea how much it costs to move an electrical powerstation? you not think it fairly likely the electricity company will pay their rent? after all i think it better to pay 10k a year rent than spend maybe 500k to move the powerstation elsewhere?

i do have a fair amount of experience in commercial property investment, and its clear that you have very little. i just hope that your knowledge of other investment areas is better than your property knowledge.

i can forgive some of the individuals here for not being clued up on commercial property, but i find it surprising your lack of knowledge.

dunstonh

good to know that you have a crystall ball and are willing to share the future with us.

I would suggest my crystal ball is more accurate than yours which shows tenants that never fail to pay.

i do have a fair amount of experience in commercial property investment, and its clear that you have very little.

We are not on about me. We are on about an individual who has stated that they want something with very low risk, and for her money to be secure.

i just hope that your knowledge of other investment areas is better than your property knowledge.

Sounds like your risk analysis is as flawed as all the other failed property tycoons who knew it all.

sabretoothtigger

Seriously, classic cars are tax free. Ask Nick Mason

chewmylegoff

doughnutmachine wrote: »

good to know that you have a crystall ball and are willing to share the future with us.

i saw a ground lease that had the sole road access to a major railway station built on it. it had another 60 years on the lease.
what are the chances of network rail not paying the rent? bearing in mind that if the rent is not paid network rail could have no access to the railway station for access.

ive also seen property let to electricity companies, do you have any idea how much it costs to move an electrical powerstation? you not think it fairly likely the electricity company will pay their rent? after all i think it better to pay 10k a year rent than spend maybe 500k to move the powerstation elsewhere?

i do have a fair amount of experience in commercial property investment, and its clear that you have very little. i just hope that your knowledge of other investment areas is better than your property knowledge.

i can forgive some of the individuals here for not being clued up on commercial property, but i find it surprising your lack of knowledge.

Commercial property is fine until the tenant goes into administration an the administrator just hands the keys back and says they won't be paying, there is then nothing you can do as the company's assets will usually go to fixed charge creditors. Obviously some companies are a safer credit risk than others, which is why you will have to pay more to acquire a 60 year lease with network rail as the sitting tenant than you would if the tenant was comet...