MBNA credit cards - reviews?

Poq

Ah, thanks all.

I'm looking at the MBNA versus something with my bank (Barclays).

So will give this some more thought

But do you guys actually go in credit? I've always really been against that. I pay my current (Aqua) card off every month full price.

What's BT? I've seen people mention.

bouncydog1

chattychappy wrote: »

Haven't had any offers for a couple of years now. Prior to that I often used to get offers. I am running a LOB deal on it. Perhaps the change in payment hierarchy put them off making further offers whilst I'm on a deal.

I found that after a year or so of repeat offers they petered out. I rang them to enquire and was told none available, so I closed the account. Six months later applied for a new account, immediate acceptance and increased limit. 20 months 0% on BT 2.5% fee and 6 months 0% on purchases (although I never mix the two)!

MBNA are also really good at explaining which offers get paid first when you have several running on the account.

CRISPIANNE3

bouncydog1 wrote: »

I found that after a year or so of repeat offers they petered out. I rang them to enquire and was told none available, so I closed the account. Six months later applied for a new account, immediate acceptance and increased limit. 20 months 0% on BT 2.5% fee and 6 months 0% on purchases (although I never mix the two)!

MBNA are also really good at explaining which offers get paid first when you have several running on the account.

My offers dried up completely but I then started using for small purchases and now get them every few months.

However for really good offers for existing customer I find Barclaycard offer me the longest deals. I have one available until July 2014 at 3.9 percent fee or
until Feb 2014 on one of their other cards but 2.9 fee and the usual zero percent interest.