Selling a PRC House - Please Help!

Help4UKHomeSellers

The last answer from King Street is excellent advice. The solicitors need to wake up and get your sale through

Richard_Webster

I suspect some of the problem here is internal to the local authority.

They get repairs done and a certificate may issued by the authorised repairer at some stage for all the homes to the local authority. Problem is which department gets the certificate. If it goes into a file somewhere in, say the Finance Dept (who paid the bill), and the department who have had it don't know what it is for or its signficance, then they won't think to tell other departments about it so when you inquire the people you talk to don't know what you are on about because they have never had it passed on to them..

I'm not saying this is what did happen, but it is quite possible - I used to work for alocal authority so I know how things can very easily get lost and confused because one department deosn't tlak to another.

lemon26

Good afternoon all, well, so far the saga continues but at least they haven't said no yet....

I would have thought that the purchaser's solicitor should have been chasing this however it seems to be coming to me, the estate agent and my solicitor with me doing most of the legwork..or googling and telephoning!

So far I have supplied, at my expense, to the purchaser's solicitor the approved plans and completion certificate for the work carried out. I have also done much asking at the local authority but, as it was 20 years ago, there is no-one who was connected to the works still employed there.

I have asked Dinardo Partners but there is no-one still there who was involved on the project and they want upwards of £300 to look through their archives for information that i might already have.

On a practical note, if the pre-reinforced concrete walls are still sandwiched in there, could the house have been rectified under the PRC scheme (and therefore have been issued a PRC certificate) or, as I suspect, would this have been a NTHAS repair and no PRC certificate - once I know this I can then ensure her lender has the most accurate information. Thoughts?

I am just incredibly annoyed as her lender had originally stated that the completion certificate and approved plans were sufficient to lend on and now they've changed their minds.

Spleen vented! L

lemon26

Good morning! I have spoken yesterday to one of the senior engineers at the Dinardo Partners and she confirmed that the house was repaired under the NTHAS scheme in 1992. She also confirms that there would not be a PRC certificate issued due to the method of repair and this is entirely normal for houses repaired under this scheme.

Where do I go from here? I understand that both the purchaser's solicitor and lender have spoken with her regarding the construction of the house so do I just leave it up to them? What do lenders usually do in cases like this?

Thanks again, L

lemon26

Hi again! Just to let you know..bad news. We spent the money to get the extra information from the engineers who did the upgrade wiork, that went to the purchaser's solicitor and onwards to the lender. They've now came back as they are unwilling to lend but refuse to explain why. I heard yesterday lunchtime, just beofre both solicitors and the Estate Agents go on their Christmas hols...back 3 Jan!

I now have no keys (all had to be handed in for completion lol!), no way of getting any answers, can't remember how long's left on the home report and I really, really don' know what to do.

Can anyone offer any advice, I'm going to get in touch with some mutul friends to see if the purchaser is still interested as there are specialist lenders out there.

It's ironic, really, as the house is probably better built than some brand new ones, holds the heat really well - two walls! - and is in immaculate condition. Thoughts or opinions, please?

thequant

lemon26 wrote: »

Can anyone offer any advice, I'm going to get in touch with some mutul friends to see if the purchaser is still interested as there are specialist lenders out there.

You will need to offer the purchaser a significant discount to offset the extra cost of the mortgage from the specialist lender should thye go for this.

stevemc75

hi lemon26 - did you have any luck sorting this problem out?