Broken Wrist - What to do?

dizzyrascal

thegirlintheattic wrote: »

From personal experience: As long as the doctor has not said the OP cannot drive, and she is still in full control of the vehicle, her insurance will still be valid (subject to the T&Cs of the policy - needs to call and check). However if she is in an accident, the cast will be investigated as a possible factor.. You can easily drive an automatic with a cast on, but if the OP is in pain it's probably not a good idea.

The driving part is not up to your doctor
You need to ask the permission of your insurance provider. They generally say no because legally your driving is impaired and it is also possible that you might be on strong painkillers. (They may be prescribed for you even if you don't take them).

If you have an accident and don't tell them about the broken wrist then I think you will find out that you're not covered the hard way.
In other words, you pay for everything

Bottom line is, once you tell them about your injury, you're not covered. (If you choose to drive). If you don't tell them about the injury, you're not covered!

It would be a rare insurance company that would take the risk and these days they will look for any reason not to pay out.

Evilm

hartcjhart wrote: »

if there is nothong else that your employer can find for you to do then you will have to go on the sick,

your employer has to show a duty of care and as such cannot complain/discipline if you are of sick

Wrong.

Yes, they have a duty not to overwork/harm you due to work. - that would enable them, with an appropriate Doctors note to try to refit OP's job to work around the injury.

As for disclipline they can disclipline you for not being able to work as a completely seperate thing.

Take me a while ago: I was similtaniously moved to three days a week after a spell of illness (to help me recover) but at the same time handed a verbal warning due to excessive time off which causes the business disruption.

They would have the option to dismiss me if they chose (and followed appropriate procedures) saying I was ill too often to be useful to them. This was all done with the phrase "we are not disputing that you are ill, we have to be aware of its impact on the company and whether you are the right person to work with us".