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Timberrrrr !
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Pine trees have shallow roots and go over relatively quickly when they go. At present, we have extreme levels of ground water in many places, and there have been recent high winds, so an insurance company probably won't question this too closely.
Being in the country, I could have a 30' pine down and cut up for around £100 if left on site, but I'd first have to convince my tree chap that it would be safe to climb. In this case, if it was 'precarious,' any quote you received would have reflected that. Once an arboriculturalist starts work, it's his/her insurers who'd be handling any claim.0
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