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Timberrrrr !

gooner63_2
gooner63_2 Posts: 142 Forumite
in House buying, renting & selling
After recent bad weather....we have a tree within our garden...which is leaning quite badly...ie 20 odd degrees towards our house...been quoted £1000 plus to remove it...due to close proximity....it's a pine tree...about 30 ft high.....and quite near our drains...is this something we could claim on insurance for removal...or do we have to wait for it to fall on our house ?
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Comments

  • Annisele
    Annisele Posts: 4,835 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I don't know whether your policy will cover removal now.

    However, I'd be very surprised if your policy covers you if you wait! It would be a bit like telling the insurer "my tap was leaking a tiny bit, so I left it for a few months, and now my ceiling has fallen in - so I'm claiming for the ceiling".
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I would suggest that you deal with it now.............
  • gooner63_2
    gooner63_2 Posts: 142 Forumite
    I'm rural...they'd never know.....so back to my original question....is it not feasible to ask the insurance company to remove it....before big costs are involved !
  • gooner63_2
    gooner63_2 Posts: 142 Forumite
    Cheapest quote is actually £2400....not happy !
  • gooner63_2
    gooner63_2 Posts: 142 Forumite
    Annisele wrote: »
    I don't know whether your policy will cover removal now.

    However, I'd be very surprised if your policy covers you if you wait! It would be a bit like telling the insurer "my tap was leaking a tiny bit, so I left it for a few months, and now my ceiling has fallen in - so I'm claiming for the ceiling".

    I don't think a dripping tap really equates to a tree falling on your house....does it:o
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gooner63 wrote: »
    Cheapest quote is actually £2400....not happy !

    For a 30 foot tree?
  • gooner63_2
    gooner63_2 Posts: 142 Forumite
    Thrugelmir wrote: »
    For a 30 foot tree?

    Precarious position.... obviously going to cause a bit of damage to our house coming down ...so close....really not avoidable....probably being mugged off over price then...what can I do....just let it fall seems the best option !
  • picardygirl
    picardygirl Posts: 558 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    In our old house we had a 30 ft tree in the middle of our garden which produced a horrible sticky sap which stuck to everything, so we decided to have it taken down.

    We found a friend of a friend who took it down and disposed of for £100, he didnt dig up the roots of the tree, just cut it down to a stump ..... which we were very happy with.

    So my advise to the OP is get some more quotes!
  • gooner63_2
    gooner63_2 Posts: 142 Forumite
    picardygirl wrote: »
    In our old house we had a 30 ft tree in the middle of our garden which produced a horrible sticky sap which stuck to everything, so we decided to have it taken down.

    We found a friend of a friend who took it down and disposed of for £100, he didnt dig up the roots of the tree, just cut it down to a stump ..... which we were very happy with.

    So my advise to the OP is get some more quotes!

    I wish.....just the tree location.....I think tree surgeons are put off by the way it hangs over our house !
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    gooner63 wrote: »
    just let it fall seems the best option !

    Your insurance policy may only cover damage caused by the tree not its removal.
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