Wonga taken money have no loan

DCFC79

Ruud wrote: »

Finally got though to the fraud team , card been cancelled new one being issued. He told me wonga tried taking £500. And police may get involved.

What did the bank say about the £10 you refered top in your post ?

Ruud

DCFC79 wrote: »

What did the bank say about the £10 you refered top in your post ?

Going to refund me

emslovesmickey

WestonDave wrote: »

Its quite simple for Wonga - did they pay out the loan money to the account on the card? If not then don't try and take the money back from there! Its fairly obvious that if someone asks for money to be paid into account X and payments to be taken from account Y there is potential for fraud and/or loss so why permit it!

Precisely! There should be some rule in place that the bank account it's paid into is the one it's paid back from

Buzby

Police will not get involved. Who told you that?

They let the banks sort it out, as since 2007 the banks agreed to resolve internally, only involving te police when THEY deem it to be required.

Ruud

Buzby wrote: »

Police will not get involved. Who told you that?

They let the banks sort it out, as since 2007 the banks agreed to resolve internally, only involving te police when THEY deem it to be required.

The guy on the phone, he asked for my permission should they need to involve the cops.

Apples2

That's in case they need to investigate YOU, not wonga. :-)

You may have a habit of claiming fraud after a spending spree.

Ruud

Apples2 wrote: »

That's in case they need to investigate YOU, not wonga. :-)

You may have a habit of claiming fraud after a spending spree.

Oh right , must have misheard him

Vikipollard

You still need to be sure there is no CPA in place. Cancelling the card won't work (or it doesnt for most people on here).

They cannot have 'guessed' your details by sheer fluke. If Wonga tried to take £500 once, they will keep trying until they accept it's not you who owes.

But as they'll have the name and details of the borrower, presumably correspondence will start arriving on their (virtual) doorstep and the phone calls will start.

I'd check my credit reports too if I was you to make sure what searches etc are on there if you're saying you havent ever contacted them.

Ruud

Vikipollard wrote: »

You still need to be sure there is no CPA in place. Cancelling the card won't work (or it doesnt for most people on here).

They cannot have 'guessed' your details by sheer fluke. If Wonga tried to take £500 once, they will keep trying until they accept it's not you who owes.

But as they'll have the name and details of the borrower, presumably correspondence will start arriving on their (virtual) doorstep and the phone calls will start.

I'd check my credit reports too if I was you to make sure what searches etc are on there if you're saying you havent ever contacted them.

Sorry but what is a CPA? and how do i check my credit reports

OneLife_OneShot

CPA = Continuous payment authority.

Its basically an agreement Wonga and other companies use to get the money off your card its not a direct debit or a standing order.