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Encouraged Learning In Trading Excellence

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  • 3Dogs
    3Dogs Posts: 14,092 Forumite
    Evening guys :beer:

    I am still down here in deepest Hampshire :eek: I had a bad night with different things running around my head, so dozed and woke, then slept, etc until ................ wait for it










    3.45 this afternoon :o:o

    By the time I had a shower, got dressed and sorted, friends were making dinner so had a combined breakfast, lunch and dinner :rotfl: :rotfl::rotfl: We did pop out tonight and I got 2 Sally H at A and glad to confirm that I got both APGs back an hour ago :j :j. One for my niece and one for me :D

    Just going to check on FB but will pop back in here later to check on you all ;)
    :( Mr 3Dogs 3-7-12 :( 3Dogs'Mam 31-3-13 :(
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    Tweets wrote: »
    Well I kind of got good news today but think it may have a sting in it's tail.

    I originally came to MSE about something called Loanguard Cover which I noticed had been coming off what was then our joint bank account with RBS. Nobody could give me a definitive answer as to whether it was classed as PPI so I left it for a couple of years. I phoned up RBS about 6 weeks ago when I'd finally decided I had nothing to lose.

    I had it added up that this Loanguard cover was roughly £600 but received a letter today from RBS offering me £2308!

    The sting in the tail is that although the letter is in my name, the account was a joint one and although both me and my OH are supposed to be discharged from bankruptcy, he still pays £10 a week towards his so there's a chance that the accountant in bankruptcy could come after half of my OH's money. What was slightly curious is that the letter was addressed to me only and usually when it's to do with the joint account both of our names are used.

    I've been in touch with the local money advice centre and he's going to talk to an insolvency expert about it but even if it's only me that gets 50% of the money, it was still 100% more than I was expecting!!


    Tweets that is good news. I honestly hope you find some way to keep all the money that is offered to you. You deserve it after going through bankruptcy and all the heartache that goes with it.....it happened to a close friend of mine and I know it's a horrible time:(

    Good luck with it x
  • Savvybuyer wrote: »
    Potential trigger: the Asda Extra Special Black Pudding Slices are in the BBQ & Red Meat A mix-and-match (2 for £5) but I can't find on MSM.
    These are showing up for me on MSM if you click on the "2 for £5" on one of the other items on the offer (to show all the items on offer), but not if I search for Black Pudding. Sorry, hard to explain, but I can't post links yet :p

    Odd! But does this mean it wouldn't work as a trigger?
  • OMG, my DS1 has just come in, he called at the pub after he finished work at 10 tonight and has won £480, he is one happy bunny
    If it wasn't for blinds it'd be curtains for all of us:dance:
  • Tweets wrote: »
    Well I kind of got good news today but think it may have a sting in it's tail.

    I originally came to MSE about something called Loanguard Cover which I noticed had been coming off what was then our joint bank account with RBS. Nobody could give me a definitive answer as to whether it was classed as PPI so I left it for a couple of years. I phoned up RBS about 6 weeks ago when I'd finally decided I had nothing to lose.

    I had it added up that this Loanguard cover was roughly £600 but received a letter today from RBS offering me £2308!

    The sting in the tail is that although the letter is in my name, the account was a joint one and although both me and my OH are supposed to be discharged from bankruptcy, he still pays £10 a week towards his so there's a chance that the accountant in bankruptcy could come after half of my OH's money. What was slightly curious is that the letter was addressed to me only and usually when it's to do with the joint account both of our names are used.

    I've been in touch with the local money advice centre and he's going to talk to an insolvency expert about it but even if it's only me that gets 50% of the money, it was still 100% more than I was expecting!!

    Great news, perfect timing, hope they can pay out before Christmas (Jan Sales) for you
    If it wasn't for blinds it'd be curtains for all of us:dance:
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    OMG, my DS1 has just come in, he called at the pub after he finished work at 10 tonight and has won £480, he is one happy bunny

    :j:j nice one:j:j
  • Tweets_2
    Tweets_2 Posts: 1,144 Forumite
    Great news, perfect timing, hope they can pay out before Christmas (Jan Sales) for you

    It says it can take up to 28 days to refund so doubt it'd make it for Christmas but it does mean we won't have to worry about bills after Christmas :j

    I'm off to bed now, had a busy day! Nighty night everyone :wave:
    Many a mickle makes a muckle.
  • msrsimpkin wrote: »
    These are showing up for me on MSM if you click on the "2 for £5" on one of the other items on the offer (to show all the items on offer), but not if I search for Black Pudding. Sorry, hard to explain, but I can't post links yet :p

    Odd! But does this mean it wouldn't work as a trigger?

    I'm not sure what the op thinks they've found ( can't see their posts :p ) but I've only found a couple of things cheaper elsewhere and it's only 21p, hardly worth bothering with
  • altojack
    altojack Posts: 9,734 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped!
    Just had an email from Bzz Agent to test A2 Milk and I'm in :j
    Check your email boxes folks :D
    There's no place like home :)

    Feeling down? Weak in body? Makes no difference to me, I think of you all when I'm sitting quietly.

    Hugs and healing thoughts are always going your way.
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    altojack wrote: »
    Just had an email from Bzz Agent to test A2 Milk and I'm in :j
    Check your email boxes folks :D

    Im in that one too. I have 4 in total at the moment! Got 6 cans of J20 today......there is one can left after the fridge raiders spotted it:cool:
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