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Encouraged Learning In Trading Excellence

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  • fairclaire wrote: »
    It's ok....the world is ending. According to twitter:D

    yep i noticed.

    GOD HELP US ALL!! ;)































    * WON'T ANYONE THINK OF THE CHILDREN




    :rotfl::rotfl::rotfl::rotfl:
  • Savvybuyer
    Savvybuyer Posts: 22,332 Forumite
    Eighth Anniversary 10,000 Posts Combo Breaker
    Just post it first, then edit it later. Bye now for tonight.
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    yep i noticed.

    GOD HELP US ALL!! ;)

    It's ok we are all saved:D FB is back up......gmail was never down here:rotfl:
  • fairclaire wrote: »
    It's ok we are all saved:DFB is back up......gmail was never down here:rotfl:

    Thank heavens. I was getting worried. Thought I would have to grab my emergency 5 Beans :D
  • davemorton
    davemorton Posts: 29,084 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Car Insurance Carver!
    Thank heavens. I was getting worried. Thought I would have to grab my emergency 5 Beans :D
    How long can a man live on Milk Tray alone??
    “Quis custodiet ipsos custodes?”
    Juvenal, The Sixteen Satires
  • Thank heavens. I was getting worried. Thought I would have to grab my emergency 5 Beans :D

    We knew we stocked up on them for a reason, armageddon :D
    If it wasn't for blinds it'd be curtains for all of us:dance:
  • marrbett
    marrbett Posts: 1,798 Forumite
    Part of the Furniture Combo Breaker
    Pass on the camera quality for skype :o we opted for this one as it had a dual processor and was less than £50 with vouchers. There seems to be quite a bit of info on here and HUKD about cheap tablets so it might be worth asking in the techie area re camera quality?

    :

    Thanks, I'll try there.xx
  • Tweets_2
    Tweets_2 Posts: 1,144 Forumite
    Well I kind of got good news today but think it may have a sting in it's tail.

    I originally came to MSE about something called Loanguard Cover which I noticed had been coming off what was then our joint bank account with RBS. Nobody could give me a definitive answer as to whether it was classed as PPI so I left it for a couple of years. I phoned up RBS about 6 weeks ago when I'd finally decided I had nothing to lose.

    I had it added up that this Loanguard cover was roughly £600 but received a letter today from RBS offering me £2308!

    The sting in the tail is that although the letter is in my name, the account was a joint one and although both me and my OH are supposed to be discharged from bankruptcy, he still pays £10 a week towards his so there's a chance that the accountant in bankruptcy could come after half of my OH's money. What was slightly curious is that the letter was addressed to me only and usually when it's to do with the joint account both of our names are used.

    I've been in touch with the local money advice centre and he's going to talk to an insolvency expert about it but even if it's only me that gets 50% of the money, it was still 100% more than I was expecting!!
    Many a mickle makes a muckle.
  • fairclaire
    fairclaire Posts: 22,698 Forumite
    Thank heavens. I was getting worried. Thought I would have to grab my emergency 5 Beans :D

    Well I just grabbed a couple of boxes of Dairy milk and some fab fingers and finest wines.....that would do me. And some cheese for the kids:rotfl::rotfl:
  • izzy65
    izzy65 Posts: 2,862 Forumite
    Tenth Anniversary
    Tweets wrote: »
    Well I kind of got good news today but think it may have a sting in it's tail.

    I originally came to MSE about something called Loanguard Cover which I noticed had been coming off what was then our joint bank account with RBS. Nobody could give me a definitive answer as to whether it was classed as PPI so I left it for a couple of years. I phoned up RBS about 6 weeks ago when I'd finally decided I had nothing to lose.

    I had it added up that this Loanguard cover was roughly £600 but received a letter today from RBS offering me £2308!

    The sting in the tail is that although the letter is in my name, the account was a joint one and although both me and my OH are supposed to be discharged from bankruptcy, he still pays £10 a week towards his so there's a chance that the accountant in bankruptcy could come after half of my OH's money. What was slightly curious is that the letter was addressed to me only and usually when it's to do with the joint account both of our names are used.

    I've been in touch with the local money advice centre and he's going to talk to an insolvency expert about it but even if it's only me that gets 50% of the money, it was still 100% more than I was expecting!!

    Nice one,well done, seems so unfair that they can take half when he made no effort in th reclaim
    The person who never makes a mistake never learns anything.
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