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End of fixed term mortgage

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Comments

  • janet_oggy
    janet_oggy Posts: 59 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    KS....Co-op website not been updated yet...you got a link ???
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    janet_oggy wrote: »
    KS....Co-op website not been updated yet...you got a link ???
    Aye;-

    http://www.mortgagestrategy.co.uk/1066333.article?cmpid=MSE01&cmptype=newsletter&email=true&ern=
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • janet_oggy
    janet_oggy Posts: 59 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    edited 19 February 2013 at 6:14PM
    Cheers KS...spoke to a financial advisor yesterday, and after looking into it, he said that the Yorks Bank deal could not be beaten, so it would now appear to be a straight race between the Yorks. Bank and the Co-Op Bank then, unless you know otherwise ??
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I only know what I posted because I got an emailed news update.

    Sorry, I tend to be able to say the best deal for a particular set of circumstances round about the time I'm running such a case past Mortgage Brain.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Flash_G_2
    Flash_G_2 Posts: 178 Forumite
    Part of the Furniture Combo Breaker
    kingstreet wrote: »
    Co-op Bank has also removed the arrangement fee on the five year fix at 2.79% today.

    How annoying.. paid the booking fee for the above Co-Op Mortgage on Monday.

    Assuming they are still paying the legals and valuation (re-mortgage deals only) with the new deal I take it the only option I have is to phone and ask to move on to the new deal and pay another booking fee? :(
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you've applied and paid the booking fee, I presume your application will simply continue, unless you want to change your application?

    If that is the case, I suggest you contact the lender.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • Flash_G_2
    Flash_G_2 Posts: 178 Forumite
    Part of the Furniture Combo Breaker
    kingstreet wrote: »
    If you've applied and paid the booking fee, I presume your application will simply continue, unless you want to change your application?

    If that is the case, I suggest you contact the lender.

    Yes applied last week and paid the £150 booking fee 2 days ago for the 2.79% 5 year deal with £999 fee.

    I definitely want to go on to the new deal without the £999 fee... I have a feeling they will be inundated with people in a similar position.
  • kingstreet
    kingstreet Posts: 39,315 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You'll have to ask them if it's possible to change.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • choprat
    choprat Posts: 3 Newbie
    I just put my application into the post at work, managed to dig it out again! I called Coop and the girl advised that I should call back tomorrow, they might need to resend my paper work - not sure about that as I can see an reference to the £999 in it.
  • toptipper-tal
    toptipper-tal Posts: 3 Newbie
    Paid my £150 fee on 14 Feb. I am hoping that in the circumstances the remaining £849 will be waived as Britannia is a Trading name of Co-op Bank.

    I have e-mailed...if not waived, or allowed to be transferred to Co-op deal I plan to re-apply to Co-op and will write off the £150 fee cost.:mad:
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