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Are AMEX credit cards harder to be accpted with, compared to others?
Comments
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UsernameAlreadyExists wrote: »The Charge cards are interesting. You can buy ANYTHING - there's no spend limit at all, but you need to clear the balance every month. Some people could get themselves into some serious trouble with one of those :eek:
There is a limit but you don't see it and it's dynamic based on how much you spend. You are advised to notify them before a big outlay or they may block it0 -
UsernameAlreadyExists wrote: »The Charge cards are interesting. You can buy ANYTHING - there's no spend limit at all, but you need to clear the balance every month. Some people could get themselves into some serious trouble with one of those :eek:
It is a bit of a marketing ploy as evidently there is a limit but its just not published and a little more sophisticated than a traditional limit.
So I had an issue with a travel agent that put through a transaction 3 times by mistake taking my card to a rather high number and AmEx called to advise I needed to bring the balance down before the statement due date and until it was brought down they'd block any single transaction over £1000
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