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Halifax debit card chargeback

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  • p00hsticks
    p00hsticks Posts: 14,440 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    nrishiraj wrote: »
    I only did a payment of £300 online transfer from my ultimate reward account (the card says visa debit) to the tradesman's bank account.

    Will this still be a problem?

    So you didn't actually use your VISA debit card ? you just transferred money via the transfer facility in your bank account ?

    In that case, you won't be able to ask for a chargeback, as these are for payments made using a debit card...
  • p00hsticks wrote: »
    So you didn't actually use your VISA debit card ? you just transferred money via the transfer facility in your bank account ?

    In that case, you won't be able to ask for a chargeback, as these are for payments made using a debit card...

    oh no! I did it as a money transfer via halifax online.

    Is there no other way to get the money back?
  • d70cw6
    d70cw6 Posts: 784 Forumite
    track down builder and insert thumb screws
  • grumbler
    grumbler Posts: 58,629 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    nrishiraj wrote: »
    I payed by my Ultimate reward visa debit card via online transfer,
    You can pay either by a card or by a bank transfer, not both at the same time.
    Chargeback is available for card payments only.

    Now court actions is the only way to go: Small Claims Court
  • d70cw6 wrote: »
    track down builder and insert thumb screws

    I've been trying to call him all week, can't get through :(
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