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2013 mfw

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  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    No 48 here, May OP of £4694 just sent through on googledocs. If only I could manage that every month :T.

    Well done everyone - as young Mr Grace would have said 'you've all done very well' :j.
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Happy to report I am flying on my mortgage repayments.....so far this yr, £12500..... bringing my mortgage to £79900, but so far to go. Not giving up and determined to keep up pace of payments.

    Thanks for thread, and thanks to site for showing me the light!
  • Caeraugirl
    Caeraugirl Posts: 593 Forumite
    Part of the Furniture 500 Posts Photogenic Name Dropper
    Hi VoucherMan,

    #111 with June OP of £925 thanks to lovely BIL who yesterday repaid last £500 of the money he borrowed from DH some years back! Still doesn't look very impressive compared to some of the 4 and 5 figure OP's on this site at the moment though, there are some amazing efforts going on.
    #21 Save £12k in 2025 £16977.35/£20000

    August NSD Challenge 8/10
  • slowlyfading
    slowlyfading Posts: 13,429 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sent in an update for May :)
    Be who you are and say what you feel because those who mind don't matter and those who matter don't mind.
    Personal Finance Blogger + YouTuber / In pursuit of FIRE
  • liz-paul
    liz-paul Posts: 899 Forumite
    Hello, sorry if this is a bit of dopey question (I don't usually manage to keep up with this thread) but OH has not yet made a payment for May. When he gets around to it can it still go into my May payment even though it will be done in June? Thanks

    BTW - having just flicked through the last few posts, there are some really impressive OPs going on!!!
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • LavenderBees
    LavenderBees Posts: 1,728 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Mortgage-free Glee!
    liz-paul wrote: »
    Hello, sorry if this is a bit of dopey question (I don't usually manage to keep up with this thread) but OH has not yet made a payment for May. When he gets around to it can it still go into my May payment even though it will be done in June? Thanks

    BTW - having just flicked through the last few posts, there are some really impressive OPs going on!!!

    Yes, no problem, just state that it is a May OP :)
  • liz-paul
    liz-paul Posts: 899 Forumite
    Thank you!!
    1% at a time no. 40. £8000 (For dream family holiday) 94/100
    MFW 2013 no. 62 £10,000/£10,000
    MFW 2014 no 62 £8000/£7000
  • Right, we are now at the end of our fixed rate mortgage and have the money to pay off the mortgage.

    Why then am I too scared to take the plunge?

    Does anyone know if I should ring the mortgage company and ask how much the final payment is or do I just go with the amount on the online mortgage statement?
    Grocery Challenge Feb 16 £346 /400
  • I think that most mortgage providers the online amount should be up to date but if you want peace of mind then give them a quick call :)

    What a great position to be in!! :) congrats
    Mortgage when started October 2011 : £94,134

    Total mortgage balance Mar 2016 [STRIKE]£78,417[/STRIKE] [STRIKE]£77,523[/STRIKE] [STRIKE]£76,181[/STRIKE] £72,001
    Offset Saver account Mar 2016 [STRIKE]£45,238[/STRIKE] [STRIKE]£45,666[/STRIKE] [STRIKE]£47,593[/STRIKE] £52,093
    Mortgage paying interest on Mar 2016 [STRIKE]£33,179[/STRIKE] [STRIKE]£31,859[/STRIKE] [STRIKE]£28,588[/STRIKE] £19,907
  • kitjos
    kitjos Posts: 223 Forumite
    Tenth Anniversary 100 Posts Combo Breaker
    edited 2 June 2013 at 4:18PM
    My, there is some impressive OP's going on recently! Keep it up :T

    Pawlala - WOW, only 7 payments left till your MF, well done! :D.
    Are/have you been taking the OP's and using them to reduce your monthly payments or to reduce your term? Just interested as we may stop doing the term and switch to reducing it off monthly payments as its that side of the mortgage that hammers us (Were only 3yrs in so high payments with interest). If we keep going like we are then in 5yrs our monthly payments will be lowered from £626 to £433, then maybe we could lower our working hours! :p
    Anyway, interested to see your reply. Well done again! x

    To everyone else, your doing so well! If your starting out, half way through, or nearly there.... don't ever give up.

    x
    "Don't underestimate the value of financial security"


    Wanting to be mortgage free by 45. £155,000 start / £86,880 currently

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