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2013 mfw

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  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    A busy day today for both newcomers and those joining from the 2012 challenge.

    40. Happy Ju

    41. JCL

    42. cats2012

    75. Calfuray

    43. slowlyfading

    44. bownyboy


    And from the Googledoc

    39. chocoholic_chick

    51. jaywhoopee



    Calfuray - You only need to update when you make an op. Some forget to update every time so just do it when they remember. Others make several small ops in a month and update regularly.
    Updating can be done either on this thread, via the update form (link also in first post) or if you prefer via PM.
  • Tony_R
    Tony_R Posts: 280 Forumite
    PPI Party Pooper
    Hi,

    I would like to carry on into the 2013 MFW. Could I keep the same number please? Number 88.

    My target for next year is £7500. Thanks.
    MFW 2015 - #88 £3,345 / £3,500
    MFW 2014 £2,990,MFW 2013 £7,905, MFW 2012 £12,216
    Opening Mortgage Balance (15th July 2010): £200,999
    Current Mortgage Balance(2nd July 2015): £150,999
    Total overpayments to date: £30,292.00
    Updated 19/05/2015
  • pollyanna24
    pollyanna24 Posts: 4,390 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can I be in for 2013?!

    No idea what my number is in 2012, but for 2013 I aim to overpay by £26,000! Big one for me this year! But I've been saving for when the fixed rate is up in April.
    Pink Sproglettes born 2008 and 2010
    Mortgages (End 2017) - £180,235.03
    (End 2021) - £131,215.25 DID IT!!!
    (End 2022) - Target £116,213.81
  • Spiggle
    Spiggle Posts: 1,787 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Can I be in for 2013?!

    No idea what my number is in 2012, but for 2013 I aim to overpay by £26,000! Big one for me this year! But I've been saving for when the fixed rate is up in April.

    Hi pollyanna24,

    You are No.126 on the MFW2012 challenge though I haven't had an update through since January. Looking at your sig though it looks like you have been making excellent progress and achieved your target, congratulations. I'll update the spreadsheet for 2012 accordingly.

    All the best,
    Spigs
    Mortgage Free October 2013 :T
  • evi3000
    evi3000 Posts: 162 Forumite
    I finally have a target for 2013.

    £41,657.47

    That's what I have left to pay. The figure will include all normal payments and overpayments.

    Our first proper year of overpaying (2011) we managed £55,000
    This year we came in slightly under our revised target of £30,000 (our original target was £20,000 by August).
    We managed to OP £28,725

    This year I plan to pay off the mortgage in full. I will, however, cheat :eek: if I come in slightly short as I have some savings that I could raid!!!! The mortgage will be G-O-N-E by the end of 2013 :D
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Just 2 to add today.

    45. pollyanna24

    88. Tony_R


    And evi3000 your target has been added.


    Post #3 has everyone's targets for those who can't view the spreadsheet.
  • 1st payment of the challenge today for me :j £150 from forgotten ISA's :D I will do the update form at the end January (when my proper payments etc have happened) as I don't want to cause unnecassary work for anyone!! ;)
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Icd 2013 thread doesn't start till jan

    Your out the starting blocks too early
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • icd--i should of read thread properly
    £48515 interest £181 (2009)debt/mortgage-MFIT/T2/T3
    debt/mortgage free 28/11/14
    vanguard shares index isa £1000
    credit union £400
    emergency fund£500
    #81 save 2018£4200
  • VoucherMan
    VoucherMan Posts: 2,798 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    1st payment of the challenge today for me
    Better to add that to your 2012 total?
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