2013 mfw 3 December 2012 at 10:43PM edited 14 December 2013 at 8:11AM in Mortgage-Free Wannabe 1.7K replies 91.5K views

elantan

i know it has probably been said ( but i cant seem to see it) are we starting this on january 1st? i imagine so as it makes it 2013 but just wanted to check

VoucherMan

uzubairu I've added the link for you.

kirstypark Your total has been amended.


Welcome to a couple of new starters

37. endoftherainbow

38. OS QS

and also to Spiggle who's now joined officially joined us.

elantan wrote: »

are we starting this on january 1st? i imagine so

I never did find the rule book when I took on the updating.

I'd also imagine most will start on 1st of Jan as previous ops would go on the 2012 sheet. But at the end of the day it's here to help & encourage everyone with their overpayments so if you want to add a December payment to January's total then I see no problem.

Spiggle

Hi elantan and VoucherMan,

I would suggest (it's not a rule!!!) anyone such as yourselves that are signed up to the MFW2012 challenge submits December OPs over on that thread. If not on that challenge then there's no reason to not include whatever you wish as an OP in January.

We definitely started from 1st January 2012, by the way.

Hope that helps,
Spigs

elantan

Thanks spiggs, I was a member of the 2012 thread but had to stop due to changes, will try though and add another payment to that so that I am closer towering my target than previous

Makes much more sense

Rosie_D

Hi there

Please could I join the 2013 challenge?

I'm gonna say £4,000 but to save up in the Offset mortgage account rather than pay it off the mortgage, if you see what I mean.

Many thanks

Happy Ju

JCL

I would like to join the 2013 challenge please.

Plan to overpay £10,000 on mortage of £132,000.

Thanks!

cats2012

I'd like to join please! We only got our mortgage this year though and don't earn a huge amount so I'm going to set my target at £2000 - so impressed by some of the massive targets people have

Calfuray

Hi

I would like to join up, but just to check I've got it right:

I use the link at the top of the first post to update once a month, or just every time I make an OP?

I would like to join as number 75 with a target of £1200 for 2013 please!

slowlyfading

:hello: can I join?

We've not actually moved yet, but once we have, our target for 2013 overpayments will be £7,000

bownyboy

Please add me. Target is £12,500 for the year.

Thanks