2013 mfw

icontinuetodream

just updated googledocs....another £300 to mortgage bring jan total to £1973 :j:j:j

VoucherMan

A few ops added over the weekend.

pammyj74, OS QS and Mint1955 your ops have been added. Along with both of yours Barny1979

A couple more to add from the Googledoc

Southernman and QB Wolf.

and finally one more new starter to welcome.

103. Dot Common

icklehelen

fluffysox wrote: »

Wouldn't this be a standing order rather than a direct debit?

LavenderBees wrote: »

I don't honestly know...I've just been looking at my direct debits and there are a couple there set up as direct debits for savings accounts but these are more of the "linked account" types, iykwim. So, I'm just not sure.

I do have a couple of small direct debits for things where the world won't fall apart if anything got muddled up for a month, so I'll probably change those instead to be sure...

There's a thread been running for a while about the changes to the Halifax accounts (got some good ideas for the DD's) you can find it here:

https://forums.moneysavingexpert.com/discussion/4344511

HTH

Now to report a further £62.25 OP for January for me (#16)

ickle

toerag33

Hi VoucherMan

January : No 6 - toerag33 - £500 : No 8 - toerag33btl - £211 extra so total is £816 for this month.

A very good start to the year as cleared some boxes and made some money.

Good luck to everyone. Many thanks for all your hard work.

kind regards

toerag33

elantan

LavenderBees wrote: »

Yes, I got my letter, too. I'm thinking of setting up direct debits to savings accounts rather than changing my bills. Hoping that will work as a direct debit is a direct debit....its all just a faff though , but a fiver is a fiver....:p

i just picked my t.v license and the cheapest insurance i have, £20 a month that was already coming out of my other bank aco!!!!, fingers crossed the changes work

Barny1979

Ebay sale of £20.22 OP made today.

fluffysox

icklehelen wrote: »

There's a thread been running for a while about the changes to the Halifax accounts (got some good ideas for the DD's) you can find it here:

https://forums.moneysavingexpert.com/discussion/4344511

HTH

Now to report a further £62.25 OP for January for me (#16)

ickle

Thanks for this. We now have a tesco savings account which will take £1 direct debits from more than one account.

Barny1979

£22.26 ebay sale received and OP'd!

LavenderBees

:j Hi All

Payday tomorrow :j

This month has been more financially tough than I expected for various reasons, but chief amongst them are - this year's birthday & xmas pressies sorted in the sales (very happy with what I've bought for family and friends), stockpiled phurnacite fuel as got 15% off and free delivery which made it cheaper than 2 years ago, paid for BT line rental up front to save whatever it was , and I have a poorly old puss-cat with an op organised for Friday estimated at £300, with £100 already paid for treatment so far this month, so an eye watering £400 unexpected spends there..:eek:.though frankly, he's worth a lot more than that to me .

So, this has all eaten into my hoped for OP this month. Even so, with "free" council tax next month, I've managed to scrape together £500, so I'm pleased with that. That makes a total of £1100 this month.

It'll be a very very very frugal February

Hopefully, I'll reap the rewards of most of the spends this month throughout the year. The pusscat spends rewards will be reaped in terms of cuddles, I hope :rotfl:

Roll on next payday!

Hope you're all surviving the weather, Hang on in there, it is nearly Spring.....!

LB xx

ecoelle

Hi all, another £30 for us today, thanks voucherman