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2013 mfw

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Comments

  • saver03
    saver03 Posts: 651 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Number 17 reporting my first OP of 2013 :D :cool:

    January - £150
    LBM 14/12/06 £21,947.17 DEBT FREE 12/04/09
    MFW - December 2010 £76,199 - 4th February 2021 £37,360.90
  • JCL
    JCL Posts: 574 Forumite
    Debt-free and Proud!
    £10 overpayment from me (number 41) for January (car problems swallowed up my plan for this month with an unexpected repair needed) but I still wanted to get the OP ball rolling, even with a small amount. :)
    MFW 2015 #41 = £20,515/£20,515
    MFW 2014 #41 = £26,100/£25,000
    MFW 2013 #41 = £10,000/£10,000
    Original MF date = May 2036 - MF achieved on 15 June 2015
  • fluffysox
    fluffysox Posts: 1,060 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Logged in via online banking to my mortgage account and realised that the balance hadn't reduced by much in 2012. Only about £4500. There are reasons for this such as mat leave- no OPs during that time and our wedding (drew down £2500 from OP reserve to help pay for it) but nevertheless was a bit disappointed and have promised myself a bigger reduction in 2013.
    Just OPd another £218.40 to round it down and will make another OP after payday (tomorrow).
    Next month we will have had a mortgage for 8 years. Started OPs in the second year- couldn't afford to in the first year. Still have not managed to half our mortgage. That will be achieved this year- I am determined. We are £9000 away from that goal and my MFW 2013 target is £10000 in OPs alone!
    2016 MFW OPd £2000, 2015 MFW OPd 3000 then bought new bigger house with bigger mortgage.
    MFW OPd 2014 £2000 2013 £9700 2012 £2848.39 2011 £2509.58 2010 £11000 2009 £112002008 £4939 :D
    Beautiful boys born May 2011 and October 2013 :)
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £4.56 OP made from an ebay postage refund :)
  • Kel_3
    Kel_3 Posts: 281 Forumite
    Hi can I join please :)

    We have just used some savings to pay £46,000 off our mortgage and now we want to pay a much as we can off this year now we have the bug:j

    Our current mortgage is £90,000 and our target for this year is to overpay by £15,000.

    Thanks
  • VoucherMan
    VoucherMan Posts: 2,806 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    An early weekend update with ops to add for Dithering Dormouse, saver03, JCL, fluffysox and Barny1979


    With another new starter to welcome

    101. Kel

    that takes our combined op target over £900,000 :T
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Hi, made another OP £115
    Has knocked another month off my term :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Barny1979
    Barny1979 Posts: 7,921 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    £18 Overpayment made as I'm not drinking alcohol on a weekend.
  • Needhelpsaving
    Needhelpsaving Posts: 1,083 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hi all,

    Just popping in to say well done to everyone who has made a payment so far - £38k and its only the middle of Jan!

    I can't wait to join you all in OPing in March- just getting some more savings put aside first

    Good luck with all of your MF targets :)
    2022 Target - Reduce new mortgage balance after house move - Part 1 (Ported) Starting balance £39,982.12 currently £37,242.19 Part 2 Starting Balance £101,997.88 currently £96,197.38 (as at 19/04/2022)
  • OS_QS
    OS_QS Posts: 339 Forumite
    Hi! Just done a sneaky OP of £48 to tidy up the joint account.

    Have also upped my regular standing order for the OP in feb by £100, :eek: hopefully its sustainable as it will go a long way to help achieve our goal!

    Cheers!
    Mortgage debt : -£17,000
    2019 overpayments : £23,000
This discussion has been closed.
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