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2013 mfw
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Fantastic amount paid off the mortgages everyone. Congratulations to one and all. Lets hope to do the same again in 2014 and perhaps encourage others to think the same way and take control of their money.Still striving to be mortgage free before I get to a point I can't enjoy it.
Owed at the end of -
02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
07/19 - £77,500. 08/19 - £76,000.0 -
Kirstypark - thanks for suggestion of a prize, but reaching the £1m mark really has been a team effort. The enthusiasm and encouragement here is fantastic (even for those like me who tend to read more than they do post) - a big pat on the back to everyone0
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Just a reminder that the 2014 MFW thread is available - get your name and target for 2014 down if you haven't already done so.
https://forums.moneysavingexpert.com/discussion/4836022
MFW 2015 #41 = £20,515/£20,515
MFW 2014 #41 = £26,100/£25,000
MFW 2013 #41 = £10,000/£10,000
Original MF date = May 2036 - MF achieved on 15 June 20150 -
Just a word to say thanks VM, and everyone who posts, for the inspiration this year.
As my new siggy says we're going to take next year to do some big work on the house involving a flue liner for the woodburner, knocking through walls for a new kitchen and little bits like a stair runner lol but it all adds up so I won't be joining the 2014 thread. We hope to be OPing again around August 2014 as we have become moderately addicted to OPing this year! Sadly our kitchen really is ancient and our current woodburner really is unsafe so we need to throw some money at the house and being in our early twenties and planning to stay in the house we have decided to get the work done and aim to be OPing again late next year.
Thank you once again all! One million, wahoo!:heartsmil Stay-at-home-mummy of two, pinching the pennies but loving it! :heartsmilSpreadsheeter, piggybanker, envelope-system user!
:exclamati Debt £1400/£6500 21.5% :exclamati
:question: Emergency Fund £0/£500 0% :question:0 -
Wow! I've missed so much.
Time flies and all that.
I've been meaning to come back for ages but I've been so busy.
Anyhow, the mortgage was finally paid about a month ago - 13 years early. As it was a month ago the initial excitement has died down. Now, I'm trying to save as much as possible before we return to the UK in the summer.
Problem is I keep overspending.
evi30000 -
:TWey Hey Evi3000 that is fantastic news. Congratulations!!!!!:TMFW - number 11
OP Target for 2014 £1500 Mortgage now £437450 -
Fantastic news Evi3000! Well done to you.Still striving to be mortgage free before I get to a point I can't enjoy it.
Owed at the end of -
02/19 - £78,400. 04/19 - £85,000. 05/19 - £83,300. 06/19 - £78,900.
07/19 - £77,500. 08/19 - £76,000.0 -
Hey VM my OP for December is £125 please x
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Hi
Number 143 reporting an overpayment for December of £658.59.
I think I just scraped my target so I am going to be more ambitious next year;)
Happy Christmas all & a big thanks to Voucherman
Ruth10lb to lose & keep off in 20204.5lb/10lb:rotfl:0 -
well done Evi3000, great news
Another £109 for number 7 pot tonight please voucherman? DD gave me back some money i had lent her:T. mortgage 2 87,000 due 51,686.76 at july 2013, but then:new home and remortgage ... £101065.43:eek: now 74k
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