any benefits etc for rich family?

jclm_2

my hubby is a high earner (62k) and i'm on maternity leave from my 17k job (part time). due to my baby's health needs we're spending so much money on my toddler's nursery fees so i can take the baby to the hospital etc :-(
just wondering whether there is any help from the state that we don't know about? we get the child benefit (soon to be abolished) and childcare vouchers from work.
are there any child tax credits or anything similar that we could apply for?

MoneySaver_x

The earnings limit for child tax credits with 2 children is 32k, so you wouldn't get that.

[Deleted User]

Have you tried 'shopping around' for a nursery? We're in a similar 'no benefits' situation (obviously, it doesn't mean you have wads of cash either...) - but we found a local nursery that was about 2/3 cheaper than other ones. Still pretty good and our boy enjoyed his time there

Mojisola

Depending on the baby's health problems, you may be able to claim the care component of DLA.

go_cat

Sorry I don't mean to be rude but on an income of £62k you surely don't expect help do you?

Before you had the baby your combined income was £79k did you plan financially for the baby ?

[Deleted User]

go_cat wrote: »

Sorry I don't mean to be rude but on an income of £62k you surely don't expect help do you?

Before you had the baby your combined income was £79k did you plan financially for the baby ?

Looks like you missed the 'be nice to moneysavers' thing... even on a high income, you still have money worries.

daska

That's not exactly helpful go cat, a baby with major health problems can cause financial difficulties over and above what has been planned for. I assume from the OP's post that they had planned for her to be home with both children and are now having to find the added expense of a nursery place. That can be difficult even if one is on a high income.

OP assuming that your baby's needs are substantial rather than routine, I would suggest investigating DLA. Contact your local sure start as they are sometimes aware of services that might be able to help (I got some free childminding from them for respite at one point). And your local council should have a family information service to help identify possible cheaper Childcare. Finally, you could consider contacting SS, you're entitled to a carer's assessment and Adult SS have a duty of care to support you in your parenting role.

Mado

go_cat wrote: »

Before you had the baby your combined income was £79k did you plan financially for the baby ?

Do you expect people to plan for your baby having major health issues?:cool:

Sadly, depending on where you live and possibly the amount due on your mortgage, 62k is not necesseraly the princely sum it sounds like.

newcook

ringo_24601 wrote: »

Looks like you missed the 'be nice to moneysavers' thing... even on a high income, you still have money worries.

I think its more to do with the title of ‘help for rich families’ rather than help for high earners with baby with major health problems.

OP – sorry to hear your baby is so poorly and hope its something that can be treated x

As others have said, maybe shop around nurseries – it might even be cheaper to hire a nanny or find a place at a childminders.

Are you claiming all you are entitled to during your maternity leave such as free prescriptions?

Is there a way you could save money in other areas such as the shopping or switching utilities?

notanewuser

newcook wrote: »

Are you claiming all you are entitled to during your maternity leave such as free prescriptions?

You don't get free prescriptions while on maternity!!

newcook

notanewuser wrote: »

You don't get free prescriptions while on maternity!!

you do until baby is 1