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Can I Get this BTL

124

Comments

  • Oi George and Mildred could you hold your do gooders meeting somehwere else. I never get any complaints from my tenants so what is your problem.
    The old duffer is going so Mortgage express should be happy.
    My fee free adviser tells me mortgage ex are one of the few to do a feehold split to 4 flats so Im happy.
    At least I am until I have to read more rubbish from G & M.
    Think not of what goes before you. Beware that I might be behind you!
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    Dream on Nightmare .This is Big Larry from the Lache say what you want about George but leave Mildred alone.Shakey_Monster_Avatar_by_Falln_Avatars.gif Do I know you,my grey haired Daddy is a tenant in a block of four flats?
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • kenshaz
    kenshaz Posts: 3,155 Forumite
    Part of the Furniture Combo Breaker
    Trouble is the lender doesnt like this and says he must be on an AST. he is only paying £200 a month and every one else 750
    The vast majority of people who rent their home are on assured shorthold tenancies (AST), but other agreements do exist which afford different levels of rights.

    In contrast, if a tenant lives in accomodation that is occupied by their landlord, rented from the Crown, a student residence, or a hostel or bed and breakfast then they may have only basic rights. People whose accomodation is provided by their job or is part of agricultural premises are covered by different rules

    Private rented tenants will automatically be assured shorthold tenants if they moved in after 28 February 1997, pay rent to a private landlord who does not live in the same building, and can prevent others' access to their home. This will also be the case if they moved in after 15 January 1989 and were given a notice informing them they were assured shorthold tenants.

    An assured shorthold tenancy gives people a legal right to live in their home, either for a fixed-duration or on a rolling contract known as a periodic tenancy. The law provides basic rights and other conditions may be added into the tenancy agreement to be signed by the tenant and landlord. Tenants have the right to live there until the agreement ends or a court order is sought, to get information about their tenancy provided within 28 days, stop others entering their home and get repairs done. A tenant has the right to live in their home without being disturbed. The landlord and other people cannot enter freely when they wish and must seek permission to visit – typically at least 24 hours at a mutually convenient time.
    [FONT=Arial, Helvetica, sans-serif]To be happy you need to make someone happy.[/FONT]
  • kenshaz wrote: »
    Dream on Nightmare .This is Big Larry from the Lache say what you want about George but leave Mildred alone.Shakey_Monster_Avatar_by_Falln_Avatars.gif Do I know you,my grey haired Daddy is a tenant in a block of four flats?

    Er is your daddy suddenly looking for a nursing home.
    All your above rules can be waivered by my employee Baseball Bat Pete
    Think not of what goes before you. Beware that I might be behind you!
  • wardlaw wrote:
    I append below a few exclusive and semi-exclusives pertaining to high LTV BTL Mortgages

    4.55% 1 YEAR Fix Rental 125% No Tie Ins4.65% 1 Year Fixed 85% LTV 85% No RP Tie Ins
    4.89% 2 Year Fixed 87% LTV No RP Tie Ins
    5.19% 3 year Fixed 85% LTV No RP Tie Ins
    5.45% 5 year Fixed 85% LTV No RP Tie Ins
    5.35% 7 YEAR FIX TO 85% LTV No RP Tie ins

    4.84% 2 Year Fix 85% LTV Rental 125% BBBR+1% Fee 1.5% No Tie ins after 2 YEARS

    4.99% 2 year tracker 85%LTV No RP Tie INS

    4.75% 2 year tracker 85%LTV Rental 125% BBR + 0.50% Fee £1499.00 Free Valuation Up To £490.00,

    90% LTV Exclusives available 5.49% 2/3 Year Fix Rental 115% Fee 2.5% RP 5% within 2/3 Years

    89% LTV 5.59% 2 Year Fix Rental 100% or BBR + 1% Whichever is lower Fee £1995.00

    90% 5.65% 7 Year Fixed Rental 100% Fee 1.5%

    90%LTV 5.49% 2/5 Year Fix Rental 115% Fee 2.5%

    87% 4.89% 2 Year Fix Rental 100% BBR= 1% Fee 2.5%

    90% 5.65% 2 year fix Rental 100% Fee 1.5

    Non of the above have any tie ins after the scheme end

    BTL above Commercial premises

    Non-Standard Construction

    Ex Local Authority

    No Proof of Personal Income

    Ex Pats

    Non-UK Citizens

    THE LIST IS ENDLESS

    BTL Refurbish Borrowing no monthly repayments or rental required for 3 months thereafter re-mortgage at BTL TO 85% LTV

    [EMAIL="johnmw5@hotmail.com"]johnmw5@hotmail.com[/EMAIL]

    independent Mortgage Broker Whole Of Market Place with access to EXCLUSIVE BTL products and ALL others residential ,SELF-BUILD TO 95% Monies released in advance, Bridging and commercial finance and a lot more





    [EMAIL="Johnmw5@hotmail.com"]Johnmw5@hotmail.com[/EMAIL]

    This place is like a funny farm. I asked a simple question and got george and Mildred the morality muppets on my back. I got some broker waffling on about my lender being rubbish even though they are happy to do the deal and now I get this Hadrians wall hidaway sending me this in my PM. As if I would use him. Not a chance Jock.
    Think not of what goes before you. Beware that I might be behind you!
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Was that PM'd to you?! He's obviously not fussy who he does business with!
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • kimbatty
    kimbatty Posts: 1,367 Forumite
    Now even I'm intrigued as to who Nightmare returns is, you're making me :rotfl: anyway
    If you obey all the rules, you miss all the fun:cool:

    Don't mess with me sucker!!!

    MSE squirrels club Member #2 - now where did I hide those nuts :D :eek:
  • kimbatty wrote: »
    Now even I'm intrigued as to who Nightmare returns is, you're making me :rotfl: anyway
    Why is that girly? Do you want a piece of me. Is the old man not up to keeping you happy? Hey I think with your name I would stay here. you lot are all batty I should stick to your sad lives if I were you. I might just be that little bit too exiting
    Think not of what goes before you. Beware that I might be behind you!
  • HelpWhereIcan
    HelpWhereIcan Posts: 1,343 Forumite
    This place is like a funny farm. I asked a simple question and got george and Mildred the morality muppets on my back. I got some broker waffling on about my lender being rubbish even though they are happy to do the deal and now I get this Hadrians wall hidaway sending me this in my PM. As if I would use him. Not a chance Jock.

    If only everyone would out the muppets who tout through PMs. i might even fantasize about being one of your tenants who's unable to pay. Do have to put on a dress or are you ok with fat,sweaty men?

    Might be an idea to delete his email from you post to stop someone emailing him meaning his touting has worked indirectly. Or.... do you know a number of Nigerian scammers who will spam his email if we point them in the right direction?
    I am an IFA (and boss o' t'swings idst)
    You should note that this site doesn't check my status as an IFA, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • MortgageMamma
    MortgageMamma Posts: 6,686 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    If only everyone would out the muppets who tout through PMs. i might even fantasize about being one of your tenants who's unable to pay. Do have to put on a dress or are you ok with fat,sweaty men?

    Might be an idea to delete his email from you post to stop someone emailing him meaning his touting has worked indirectly. Or.... do you know a number of Nigerian scammers who will spam his email if we point them in the right direction?


    :rotfl: :rotfl: :rotfl: I think thats about the most controversial and funny thing i've ever seen you type! Thanks thats brighten my day up!:T :T :T
    I am a Mortgage Adviser

    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
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