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Time for a plan Stan - new years resolutions start now!

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Comments

  • Hope your okay? X
    POAMAYC #67 in 2013 £6304.93/£6000
    In the negative (to the not so nice) tune of £19771.50 ... 31.8% Paid :)
  • bella2121
    bella2121 Posts: 1,558 Forumite
    Hey missy hope your ok xx
    ***** on the road to debt freedom *****

    Baby girl due September 2013
  • missymoo81
    missymoo81 Posts: 8,040 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hello

    sorry I've been away for so long, life has been more and more hectic.

    I've only got 8 weeks to go until my second bundle of joy gets here. I really really need to get back on track with things. I've got myself a part time job jsut one day a week until after maternity leave. But its very much needed as I've managed to (hangs head in shame) max my credit card, what with Christmas and OH's birthday and having to pay for my OU, I thin its around the sum of £1800!!!!!!! plus my £200OD. So £2000 in debt just over a few months, am gutted! Really need to have a look at it as Im not going to get paid when Im on maternity leave, so i need to make sure I can pay atleast the minimum payments, so I'll need to save everything up until then. I'm only getting £80 a week, so its a bit tight.

    I'm trying to get back on track with the organisation too, as the house has really slipped.

    Roo is gorgeous, walking and talking like a good un.

    Oh hes just woken up will update later

    Have missed you all xx
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Hello lovely lady!!!!

    So pleased to see you back :D:D:D Missed you!

    I can't believe it's only 8 weeks until number two is here. Where has that time gone!?!?!

    Look forward to some updates. I've been missing in action and little on and off too and really need to get back to it. We can motivate each other xxxx
  • missymoo81
    missymoo81 Posts: 8,040 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Aww thanks choc. Just finished my second day at work. I'm sat at a desk in a home office doing book keeping so I'm not over doing it but goodness I'm tired! MIL looked after Roo all day which is nice as it saves on childcare. Not working again til Weds next week. In a quiet moment at work I was working through my money to see how I can pay off my credit card. Will write workings out later. Really need to get some ebaying done, as we have to get rid of some of the old baby stuff as its not suitable for the new baby and it's taking up a lot of room. And I've got tons of clothes to sell, going to get on with a plan of action when Roo goes to bed, although wont be in bed late, can't stop yawning.

    Right roo needs his tea. Speak later x
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Hope you managed that early night. It's great that you have got a bit of work. Means those debts will be gone in no time!

    So what does today have in store for you? xx
  • missymoo81
    missymoo81 Posts: 8,040 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Arghhhhhhhhhhhhhhhhhhhhhhhhhhhh I just wrote the longest post and it just got deleted for some unknown reason!!!!!!
  • missymoo81
    missymoo81 Posts: 8,040 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    OK, deep breaths, I replied this morning Choc but forgot to press send on my phone, and I've just typed a huge reply but it got deleted, so..... today I have:

    Been to see my friend, made cakes, cleaned the kitchen, unpacked the shopping, done and hung up 2 loads of washing, tidied the lounge and did some ironing.

    I've been thinking of ways to atleast meet and hopefully exceed the minimum payments on my monsterous credit card from now until I go back to work after the baby is born. So I'm going to:
    Pay in the bank £100cash I have
    cancel gym membership
    sort out paypal account to get the £50 out
    Ebay stuff
    send back the stuff I accidently ordered duplicated another £50
    save all wages unti then about £500-£600

    I really need to keep/get on top of the hosuehold chores too. I've been doing ok with trying to stay in a sort of routine by, first thing whilst roo has his breakfast, unloading the dishwasher, putting 2 loads of washing on. Then hanging up the washing and sorting washing out when I take roo up to get dressed. Hoovering and washing the floor quickly when he has a nap. and in the evening when Roo has his dinner, I clean the worktops down and his high chair and wash up, load the dishwasher, tidy the toys in the lounge and in the kitchen.

    This is only working as I dont have an assignment to do at the moment but I will soon :(

    I've got a busy day tomorrow, me and Roo are going to see a friend first thing, we're taking cakes, hence why I made some earlier. Then back for Roo to have a nap and I need to make a cake to take round my dads later. In between times Id really like to get the floor cleaned, unload the dishwasher and do some washing, as we're leaving at 9 it might be a bit tight to fit everything in! If I can get bits done I'll leave for my dads early and stop in town and pay my cash in and get some more jarmies for Roo.

    Well thats enough of me rambling on, I'm going to go to sleeps soon after my night of not really sleeping last night.

    Night x
  • missymoo81
    missymoo81 Posts: 8,040 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well I've been awake for a while keep having bad dreams, randomly about being completely broke and not being able to look after my family :( very upsetting.

    Been laying here trying to think of ways to get the bills down. And how to pay off my credit card :(

    Roos awake and talking to himself in his room, so funny to listen to, he's saying Hi ya to someone lol prob his teddies. Desperately need to tidy my bedroom up, it's really starting to annoy me, hopefully I can get that done this morning. Going to pop downstairs and put some washing on and make some coffee in a sec. Think I'm going to need it with this early start!
  • bella2121
    bella2121 Posts: 1,558 Forumite
    Welcome back missy!!!!! Lovely to hear from you I was starting to worry about you lol

    Glad all is well with roo and new baby. Hope the new job helps you get the credit card paid off, I'm sure it'll be fine :)

    I've been so ill this pregnancy feeling and being really sick and just basically not being able to function at all, was off sick from work for over a month, I'm just starting to come round a little, my last week working evenings I'm starting doing weekends as of next weekend which should help me feel less tired and let me spend more time with the family.

    Right gonna go jump in the bath and bath the kids take care xx
    ***** on the road to debt freedom *****

    Baby girl due September 2013
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