Sat/Sun 1st/2nd December - What small DFW things will you do today?

crawley_girl

Afternoon

Today I:
* will be going swimming and using gym pass and using shower facilities there!!
* will not be smoking and therefore not spending any money
* will be planning online food shop using vouchers/ codes where possible
* will be not spending any money (except for food shopping)
* will try to sort out online 'thing' that could potentially bring some additional income in
* have used minutes and texts included in package

:heartpuls CG :heartpuls

headoutthesand

Good evening everyone. Happy advent

Today I:-
Checked banks - all good
Went shopping and was ruthless. Got what I needed and didn't go over budget
Dinner from new shop
No random spends
Lunch was sausages from freezer
Washing on at 30 followed by an extra spin before the TD

That's all for today - off to polish off the half bottle of wine that's in the fridge from last week

mineallmine

What's the VSP challenge?

Transferred some fabric softener I buy in bulk into a smaller bottle so I use less and don't clog up the machine either

Repaired a pair of trousers.

Thought about what presents to buy that are cheaper and greener than usually buy. And maybe UK made. The whole avoid buying tat thing.

:A

rising_from_the_ashes

mineallmine wrote: »

What's the VSP challenge?

Probably won't explain this well:o

You "round down" your bank account to the nearest £5 or £10 and transfer the difference to a savings account and hopefully have a nice pot of money at the end of the year!:T

I've always done it to the nearest £10 so some weeks, it'll be £8 or £9 but other weeks only £1 or £2 so it does tend to balance out.

https://forums.moneysavingexpert.com/discussion/4320309

mineallmine

rising_from_the_ashes wrote: »

Probably won't explain this well:o

You "round down" your bank account to the nearest £5 or £10 and transfer the difference to a savings account and hopefully have a nice pot of money at the end of the year!:T

I've always done it to the nearest £10 so some weeks, it'll be £8 or £9 but other weeks only £1 or £2 so it does tend to balance out.

https://forums.moneysavingexpert.com/discussion/4320309

Thanks! That's interesting. I guess it also forces you to keep an even sharper eye on your account too :T

PurpleFairy26

rising_from_the_ashes wrote: »

Morning all thanks to Ally for starting us off (good luck with the wallpaper:eek:) and Jonno - when's your actual due date?

QUOTE]


it's today :eek: s till no action though, will be on my list daily until it happens, although strictly not DFW I understand :rotfl:

allydowd

rising_from_the_ashes wrote: »

· Check online banking is working for new RBS account as got email saying it's up & running (that was quick!) Done!
· Transfer money from main account to new RBS account Done - just did small transfer - will transfer more once I know it’s working OK! Yay! 1st transfer arrived safely! (not sure how long these take to go through but quite impressed esp as it's a Saturday!) Will transfer the other bit tomorrow![FONT=&quot]
[/FONT]

Such payments are called "Faster Payments" and would usually take less than two hours to complete. They often complete in 5 minutes.

This time limit applies 7 days a week. Payments would only go slower if the bank delayed the payment for additional security checking.

allydowd

allydowd wrote: »

:cheesy: Try to make 5m of wallpaper border stretch to 5.1m of wall. There's usually a little extra on each roll. Here's hoping. Otherwise I need to go buy another roll.

Yay, managed it. £5 saved.:rotfl:

allydowd

Morning! Why am I up so early? Cos the gas boiler has fallen off the wall!!! :eek: Photo's on my Facebook page if you know me that well. Latest DFW actions:


~Sold old freezer yesterday on Gumtree. Handy £35. I wrote in the ad "sorry I cannot deliver"; four people emailed me asking if I could deliver. :mad: Spent some of money on wallpaper for kitchen.

~Did a temporary repair to garden fence which had fallen over using bits from my late father's toolbox. £0. Also found two planks in a ditch(!) to precisely fill two missing spaces in the fence. That's £10 saved. I was just walking down to the local shop and saw that someone had fly-tipped a whole garden fence; so I wombled two bits of wood, hoisted them on my shoulder and marched home with them. I have no shame!:rotfl:That should do til Spring.

~Cleared half the derelict vegetable patch in the back garden. Now we have a nice view of the bird feeder and OH can get on with planting veg in the Spring. Birds appreciated the worms too.

~Posted a Wanted ad for free long nails and screws on Freecycle. (Link.)

~OH bought food in bulk at a discount and put in new chest freezer for Christmas.

OFFERS ANYONE?

~£3 off JW cat/dog food. (Link)

~50p off Vimto through Facebook. (Link)

~50p off PopTarts at Asda through FB. (Link)

~50p off Merrydown Cider at Morrisons. (Link)

~30p off Kingsmill. (Link)

~20p of Kingsmill. (Link)

~Free tickets to Homebuilding and Renovations Shows 2013 at B'ham, Glasgow, Sandown Park, Olympia, Harrogate or Bath and West Showground. Free seminars and masterclasses. Link.

~In today's MAIL ON SUNDAY (£1.50). Free Tinker Bell and the Secret Of The Wings 3D tickets on 9th Dec at Odeon Cinemas.

~In today's SUN (50p) £5 off £25 spend at BHS.

~Free Sat Nav on Android. (Link)

~Free Sat Nav on iPhone. (Link)

~Free Google e-Books. (Link)


:xmassign:Please read this link before doing your Christmas food shopping at big supermarkets. (Link) :xmassign:

rising_from_the_ashes

allydowd wrote: »

Morning! Why am I up so early? Cos the gas boiler has fallen off the wall!!! :eek:

OMG! :eek: Did it literally just fall off?:eek:

Hope you can get someone out quickly (do the HA have 24/7 cover?) - it's bloomin' freezing here this morning & I'm cold enough so can only imaging - lots of layers and hot drinks will be needed I think


Great news on selling the freezer (I hate it when people ask things that you've clearly stated!) and :T to the bits of fencing!

Your new garden sounds fab - must go & find something to feed the birds in mine as it's frozen solid out there and I'm taking pity of them - and I very much doubt the cats will be going out - they like their warmth too much! ..... I'd love to get a bit of a veg patch organised next year so will be looking for tips in a few months!