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Virtual Sealed Pot Challenge 2013
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[Deleted User]
Posts: 1,843 Forumite
Hey Everyone,
Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. I continued the Challenge on in 2010, 2011 and 2012. Now we are going into 2013 so here is the new thread!!
Linky to the 2009 challenge
Linky to the 2010 challenge
Linky to the 2011 challenge
Linky to the 2012 challenge
[FONT="] The aim is very Simple!!
Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10. So if you have £36.78 in credit you will transfer £1.78 or£6.78, or £20.04 in credit you would transfer £0.04 only. Some banks do not allow you to transfer less than £1 – If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.
For me: The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!
In 2010 there were 81 members of the challenge.
[/FONT]In 2011 we had 171 members
In 2012 we had 185 members
For anyone interested:
81 members in 2010 we managed to save a staggering £9031.31
In 2011 from the 171 member we managed to save £19,393.00 :j
In 2012 from the 185 members we managed to save £13,178.09 (there were quite a few people who joined and did not post)
[FONT="] The 2013 challenge will run from Saturday 1st December 2012 until Saturday 30th November 2013. Like the Sealed Pot Challenge[/FONT][FONT="] it is a good way to save money for Christmas hence the dates of the challenge
To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.
[/FONT][FONT="]If anyone wants to set themselves a target for their savings please let me know.
For those continuing on from 2012 please let me know what your starting total is or if you are starting again in 2013.
Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
Please be patient when asking to join, I am not online every day so it may be a day or two before you are added to the list and assigned a number.
Good Luck everyone
P
X[/FONT]
Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. I continued the Challenge on in 2010, 2011 and 2012. Now we are going into 2013 so here is the new thread!!
Linky to the 2009 challenge
Linky to the 2010 challenge
Linky to the 2011 challenge
Linky to the 2012 challenge
[FONT="] The aim is very Simple!!
Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10. So if you have £36.78 in credit you will transfer £1.78 or£6.78, or £20.04 in credit you would transfer £0.04 only. Some banks do not allow you to transfer less than £1 – If this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.
For me: The 'Virtual Sealed Pot' is a savings account that is not attached to my bank account and that I cannot dip into whenever I wanted to. I do forget about it which is what the intention is!
In 2010 there were 81 members of the challenge.
[/FONT]In 2011 we had 171 members
In 2012 we had 185 members
For anyone interested:
81 members in 2010 we managed to save a staggering £9031.31
In 2011 from the 171 member we managed to save £19,393.00 :j
In 2012 from the 185 members we managed to save £13,178.09 (there were quite a few people who joined and did not post)
[FONT="] The 2013 challenge will run from Saturday 1st December 2012 until Saturday 30th November 2013. Like the Sealed Pot Challenge[/FONT][FONT="] it is a good way to save money for Christmas hence the dates of the challenge
To make things easier for me, I would ask that everyone post their VSP number ( I will assign these in due course) in their signature and post their total (in colour if possible please) on the thread, so I can add it to the running totals in this post.
[/FONT][FONT="]If anyone wants to set themselves a target for their savings please let me know.
For those continuing on from 2012 please let me know what your starting total is or if you are starting again in 2013.
Anyone else wishing to join, please just ask, you're most welcome and it's NEVER too late.
Please be patient when asking to join, I am not online every day so it may be a day or two before you are added to the list and assigned a number.
Good Luck everyone
P
X[/FONT]
0
Comments
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#1 - Palema - £126.45
#2 - sunshinesquirrel - £253.56
#3 - rising from the ashes - £42.82
#4 - e4rub - £98.55
#5 - melgirl - £113.92
#6 - rasp - £136.62
#7 - tescodealqueen - £127.97
#8 - 666paw - £211.29
#9 - brummygirl25 - £10.29
#10 - slowlyfading -
#11 - Jackies - £76.54
#12 - RedGoose - £13.70/£200
#13 - zepsgal - £39.29
#14 - Munchin - £22.16
#15 - welshdreamer71 -
#16 - 365days -
#17 - lemmings1986 - £2.34
#18 - Buffythedebtslayer - £45.69
#19 - mumof3plusoh - £38.48
#20 - kiss_me_now9 - £0.80
#21 - footiemad - £14.59
#22 - JAMIEDODGER - £28.72
#23 - catslovelycats - £142.25
#24 - new leaf 88 - £121.82
#25 - **tracey** - £77.82
#26 - wrinkled english rose - £28.94
#27 - optimistic-mummy -
#28 - savingforsomeday - £49.28
#29 - ruby_eskimo - £150.40
#30 - Sun Addict - £248.47
#31 - Lilian1977 - £45.75
#32 - Want-To-Fit-In - £2
#33 - Debt free yippee -
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#35 - BumbleBee86 - £120.85
#36 - sexyshark - £0.31
#37 - KONG - £19.65
#38 - mirandab -
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#40 - skaps - £10.17
#41 - sarahangel - £69.27
#42 - agreenmess - £11.30
#43 - harding1985 - £115.16
#44 - Catriona_P - £174.26
#45 - kobrakai - £41.45
#46 - Imdebtfree - £1597.71
#47 - angelaf -
#48 - hadenmaiden - £27.61
#49 - LadyMorticia - £3.11
#50 - moneymanager - £6.54
#51 - Twinkle.. - £2.45
#52 - piggypot12 - £5.26
#53 - FiatFan - £25.26
#54 - Techiescot -
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#56 - Fleuerlur - £
#57 - The Dragon - £39.43
#58 - BlackSavings - £11.58
#59 - MissE001 - £113.92
#60 - getting-there-slowly - £137.69
#61 - princessdawnie21 - £6.85
#62 - retroactive - £56.18
#63 - keza - £2.06
#64 - each peach pear plum - £4.77
#65 - inthedeep - £12.36
#66 - chelle24 - £3.55
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#68 - GemmaN - £4.40
#69 - AlternateMe -
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#74 - Sjorn - £10.20
#75 - princess2102 -
#76 - money maker mummy - £15.40
#77 - untouchable - $4.67/ $200
#78 - shellyosborne - £59.81
#79 - hollieinbloom - £8.01
#
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Members list 20
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Hi Palema
I'd like to do it again this year. The 2012 one has given me most of my spending money for my hols in the summer - thanks for running the challenge.
Raring to go!!!
x0 -
sunshinesquirrel wrote: »Hi Palema
I'd like to do it again this year. The 2012 one has given me most of my spending money for my hols in the summer - thanks for running the challenge.
Raring to go!!!
x
Welcome back Sunshinesquirrel
We're starting again so you have a new number on the 2013 list
P
X0 -
:j:j It's finally here!:j:j
Palema thanks for lovely new thread for 2013:T (can't believe I didn't know there was one for 2012!:o)
Please can I join .........
I do my transfers on Saturdays so all set to go ........ Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
rising_from_the_ashes wrote: »:j:j It's finally here!:j:j
Palema thanks for lovely new thread for 2013:T (can't believe I didn't know there was one for 2012!:o)
Please can I join .........
I do my transfers on Saturdays so all set to go ........
Hi rising from the ashes
Welcome aboard.
I have added you to our list,
Please add your number in your signature, it helps me when trying to find you on the members list to update totals.
Good luck and Happy saving
P
X0 -
I have added you to our list,
Please add your number in your signature, it helps me when trying to find you on the members list to update totals.
Thank you & will do!:D
Off the mark with the 1st one: # 3 = £5.35
Best of luck everyone .... really looking forward to this Challenge & here's hoping a lovely new Dyson may be coming my way!:DGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Hi Palema
I am definitely going to do the challenge this year!!!!Debt Free Date 1st August 2016 Sealed Pot Challenge #140 -
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Morning
Could I join again please?
Awaiting my new number��
First deposit is £8.44
MelVSP Challenge 2010 No 19 - £416.09 , 2011 No15 - £497.17, 2012 No9 - £146.52. 2013 No5 - £113.92SPC4 No1066 - £948.95,SPC5 No1066 - £659.49 (2 stone 13lbs)SPC6 No1066 - Pot 1 - 3.03b. Pot 2 - 3.05lb Pot 3 - 3.0lb0
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