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Bank Charges Help Needed
alancal1973
Posts: 7 Forumite
Hi, Newbie here, so please take it easy on me!!
As with most people I rely on my overdraft, I wish i didnt, but I have to. Over the last few months I have been getting charged on my account for going over the OD, When I have checked, the reason I am going over is because of the banks charges, so every month I am now getting charged, as these charges come in over the last week of the month.
Is this allowed?
Yes I know people will say, have enough money to clear it, but sometimes it isnt that easy.
It seems that the bank are "double charging" me......:(
As with most people I rely on my overdraft, I wish i didnt, but I have to. Over the last few months I have been getting charged on my account for going over the OD, When I have checked, the reason I am going over is because of the banks charges, so every month I am now getting charged, as these charges come in over the last week of the month.
Is this allowed?
Yes I know people will say, have enough money to clear it, but sometimes it isnt that easy.
It seems that the bank are "double charging" me......:(
0
Comments
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Yes it's allowed, you can ask them to reverse the charges but you are relying on their goodwill.0
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alancal1973 wrote: »Hi, Newbie here, so please take it easy on me!!
As with most people I rely on my overdraft, I wish i didnt, but I have to. Over the last few months I have been getting charged on my account for going over the OD, When I have checked, the reason I am going over is because of the banks charges, so every month I am now getting charged, as these charges come in over the last week of the month.
Is this allowed?
Yes I know people will say, have enough money to clear it, but sometimes it isnt that easy.
It seems that the bank are "double charging" me......:(
NO the reason you are going over is because you are spending more than is going in0 -
alancal1973 wrote: »Hi, Newbie here, so please take it easy on me!!
As with most people I rely on my overdraft, I wish i didnt, but I have to. Over the last few months I have been getting charged on my account for going over the OD, When I have checked, the reason I am going over is because of the banks charges, so every month I am now getting charged, as these charges come in over the last week of the month.
Is this allowed?
Yes I know people will say, have enough money to clear it, but sometimes it isnt that easy.
It seems that the bank are "double charging" me......:(
Actually most people don't rely on their overdraft
Pop over to the Debt Free Wannabe board, post your SoA there (details in a sticky thread on that board) and let's start getting your debts under control ... but only if you want to of course.0
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