We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Virgin Mobile free insurance help

Hi, apologies if this has been covered before but I couldn't find a search option.

I recently lost my phone and called Virgin Mobile to claim on the free insurance I was told the phone came with. They told me that because I didn't have an app called mobile rescue installed my insurance is invalid. They say I was sent a text to let me know I needed to install this app but I never received one.

My welcome letter and contract don't mention this app anywhere but do state there is free insurance as part of the deal. I have called virgin mobile and requested my information from their systems, showing any communications between myself and virgin but they said they do not keep records of text messages sent to customers and can't provide any information.

Is there anything I can do to combat this denied insurance claim? The only thing they sent telling me about the app was a text, which I never received and which they apparently don't keep a record of, how can it be legal to deny my claim based on that? There is no way for me to prove I didn't receive the text, and they cannot/will not provide proof that it was sent.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.8K Banking & Borrowing
  • 254.3K Reduce Debt & Boost Income
  • 455.2K Spending & Discounts
  • 246.9K Work, Benefits & Business
  • 603.4K Mortgages, Homes & Bills
  • 178.2K Life & Family
  • 261K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.