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We Are Decking the Halls with NSDs December Challenge

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  • freebyfifty
    freebyfifty Posts: 3,189 Forumite
    All up to date again :)
    Free by Fifty
    Debt of the Moment -
    August NSD Challenge 14/15
  • Good morning everyone! :wave:
    Chris81418 – You are so good at this NSD lark with NSD #24 captured. :T Hope you get the last one today.:)

    Thanks Freeby! :D And NSD number 25 caught yesterday, so second target well and truely smashed! :j

    Well done everyone and see you all on the January thread! :xmassmile
    :money: Proud to [STRIKE]be dealing with[/STRIKE] have dealt with my debts! :money:
    DFW Nerd #1256, WSC £?/£? for w/c 03/03/2013, NSD ?/19 for 03/2013, Long Hauler #196

    highest debts: 01/06/2006 £69,023.92 _pale_
    debt free date: 31/12/2012 £0!:D
  • That's it for me. Didn't manage another NSD in December unfortunately so, yet again, 6/10 for moi! That's 3 months in a row I managed 6! Still want to achieve my 10 so gonna shoot over to the January challenge and add myself in!!

    Well done everyone and happy new year to you all :D
    Wealth is what you're left with when all your money runs out
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    19 NSDs for me in December. I am very pleased and hope I can manage the same or better in January.
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • beanielou
    beanielou Posts: 95,479 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Some great totals :grin:

    Did chris manage to be debt free in 2012 then?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Fae
    Fae Posts: 664 Forumite
    I managed to get NSD 18 on the 30th and NSD 19 on the 31st so exceeded my target :j

    Fae
    LBM 29/10/2013 £14,218.00 As of 13/04/2014 £6477.00
    Paid 54%
    3 months to go 13 weeks
    DFD 28th August 2014
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    kerri_gt wrote: »
    Marmite - enjoy your unexpected day off :beer:

    Well I guess the time has come to wish everyone a very happy new year and all the best for 2013.

    There's been ups and downs, highs and lows in 2012 (and that's just the Tardis spinning after some of Igor's legendary brew :rotfl:) but the thing that keeps me coming back to this thread is the wonderful and diverse group of people that are part of it. When advise is offered / asked for, it's always given with the best intentions and without judgement and the support between the group is immense - without being cliquey. I guess what I'm trying to say (badly) is that you're all a fab bunch - right...all together now....'for he's a jolly good feeellloooow and...' OMG - WHO gave Hubert some of the 1901 vintage Sprout punch :eek::eek::eek::eek:

    :beer::beer::beer::beer:
    *jumps up quickly, clapping very fast & cheering, calling across the rows of chairs in front* Very well said Kerri; I totally agree with your sentiments * sits down even quicker, face burning realising all heads turned toward me cuz I'm 24hrs too late*

    *smooths tweed skirt, straightens cuff on plastic lambswool twinset & levels pearls* Ahem. I've *shy cough* I've managed to reach my second total *fiddles with spex cord in hands* so please may I say no 24 please thankyou sorrythanks *ahem*
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Thanks BMF - you've actually made me blush x
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Usually when work phones me at home for a change of shift,it never works in my favour.I must try and be less cynical.:o

    Hmmmmm... I think that being less cynical might have to be added to my list of new year's resolutions:o

    Hope you enjoyed your day off x
    beanielou wrote: »
    What an amazing result :j :j :j
    Well done Spoony :j :j :j

    Awww.. thanks beanie:o
    Siouxsie32 wrote: »
    Also doing nothing tonight...but really happy about it. This time next year I'll have half the amount of debt I have now and the Hogmanay after, I'll be celebrating being debt free!!!

    I can declare 21 NSDs and I think I managed 6 in a row at one point so I can claim my rewards (ooh, do I still get a wee bouncing smiley face?).

    I'm part of kat's killer challenge gang so I'll not be joining you next month but I'd like to thank you all for your words of wisdom during the last few months. I'll probably stick around as a lurker though as I like to read how everybody's getting on.

    Hope you all have a fab evening, whatever you may be doing, and a Happy New Year to you when the time comes _party_

    It's been nice getting to know you over the past few months Siouxsie, please do come back and see us with an update of how you're getting on.

    spoon x
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    On the plus side that means i can declare number 21 & 1 over target :j:j

    Well done BDINI, that's brilliant:j:j:j:j
    Spoony – Woop woop.:T You did it. :T A magnificent NSD #25 and no spending for the end of the year. :j:j You are an inspiration.:)

    Awww... thanks Freeby:o........
    I ended the month by staying within budgets (and even with some left over :T) so I can declare NSD #31 :j:j

    ........ and I think you did amazingly well yourself :j:j:j:j
    :) The time you enjoy wasting is not wasted time :)
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