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We Are Decking the Halls with NSDs December Challenge
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Another NSd today that makes 14 NSD's this month and i am not going out tomorrow so i may as well declare 15 NSD's in total for December thats my target met (my first target met for quite a while so even more proud of it). Got no money in the bank and dont get paid for 5 weeks so i expect to clock up alot more NSD's for january. See you all on Januarys thread#Sealed pot #085.
1 debt versus 100 days £108.32/£300:j
Debt Jan 2016 £6877.37. Aug £6155.56
xmas saving £1 a day 274/366.0 -
NSD 15! Yay, I met my second target :money:0
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Thanks freeby for my lurly prize,though I have now exceeded my target,hint,hint!:D
Well done everyone btw.Still time for one more nsd.;)Can you do it-yes you can!:j
Not sure if I'll get one more tomorrow.There might be a dd coming out.I'll have to check.
beanie what a good deal you found.:)
ps sorry,I think that I need to lie down in a dark room for a wee while...0 -
So NSD no 23 today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Have had a spend day, stocked up on bread, milk and few bits much needed after no shopping since last sunday, if I can do it once maybe thats something I can do in future, nsd for 6 days at a time. After spending 310 got all we need for a few days so tomorrow will be a nsd as well, takes my total to 16nsd so thats 1 over my pledge 15, really impressed. I did it on my own last month and got 12, so it helps having the focus to say to all.
All signed for January ready to go.0 -
NSD's 17 & 18 achieved Friday and today.
Yesterday I convinced hubby to pop to the shops to return his jumper (he wasn't in the mood to look at anything else, so now we have a credit note) look for his DS game - cheaper online, so again, he bought nothing & we still have the voucher we were going to spend, & for a coffee - had a vouchers so cost nothing!
I spent a grand total of £2.49 in the sales on some stickers, a calendar & couple of cards for next Christmas, plus around £7 on food & a couple of lovely bunches of flowers in Tesco - a £7 bouquet for 88p and a gorgeous bunch of purple tulips for 66p.A waist is a terrible thing to mind.0 -
rising_from_the_ashes wrote: »Will prob pop into Mr T while there - only need Milk, Crumpets, sliced meat & a bag of salad ... let's see if I can stick to that!:o
Well .. a couple more things were added but they will be used over the next couple of weeks & were on offer so have forgiven myself..... also got a load of YS fish for Maisie so she'll be a happy girl!:D BUT and I can't believe it ... I went in the fridge and I need potatoes :eek: - not enough to last through to Weds so will have to be a spendy day tomorrow too ... boo hoo:rotfl:
Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
Take it out of your change pot RisingI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
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Take it out of your change pot Risingfreebyfifty wrote: »Beanie - You took the words right outta my mouth..............
............perhaps I'd better not sing the next line:o:rotfl::rotfl:
Ohhh you two are fab!:D
I keep forgetting about the [STRIKE]carp [/STRIKE] loose change (and not coin pot-a-ble:)) that I empty out my purse each week when the weekly spend challenge finishes - it's in a money bag and there's def enough for a pack of potatoes :TGrocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0
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