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We Are Decking the Halls with NSDs December Challenge

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  • #20 achieved today and target reached!:j:j:j

    I might try for two more,certainly one more.:)

    citizenkitten lovely earrings.How annoying to have an allergy problem just when you're trying to be frugal.:mad:

    PS work is a lot quieter just now and we're all a lot happier because of it.It probably won't last long...

    freeby a total nsd score for December could be interesting.I'm certainly going to count up my total for 2012.:D
  • Ok,my nsd total for 2012 is 225,but I also count budgeted spends.:)
  • wooooooooooo 17/15!!!!

    im so pleased im keeping going!!!
    Facing up to things - nov 2012 total 9334.95
    back to work after baby -Jan 2014 - total [STRIKE]6905.28 [/STRIKE](1 credit card) £3535

    Debt Free Date March 8th 2017 (31st birthday)
  • NSD 15 achieved so far.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • beanielou
    beanielou Posts: 95,551 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    citizen kitten~ Im ok, ta.
    Just very tired & out of sorts.
    Not a great lover of this time of year.

    Anyway have been out & about with a couple of very good friends today so had an unexpectectly good day today
    & acutually found longer length shower curtains in Dunelm very reasonably priced.
    I usually have to buy 3 and get a bit added to the bottom of the two needed for my wet room.So that was good & nobody to be paid to add bit at bottom IYSWIM.
    So a wee spendy day today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • ModestyB
    ModestyB Posts: 1,574 Forumite
    Part of the Furniture Combo Breaker
    NSD 19 and 6 in a row today.
    S.P.C. 9 2016 No. 062 Banked £337.50
    My Gold Stars off Sue. :staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin:staradmin:staradmin:staradmin:staradmin :staradmin
  • Hmm I posted and it broke! Ah well! Didn't manage a NSD yesterday as I went to meet my OH at work and did a bit of shopping while I waited for him. I'd intended to spend some vouchers I got for Christmas but that didn't happen and I found lots of nice bargains in different shops! I've been good today though and didn't buy a coat at the outdoors shop deciding the money would be better for going towards my savings so I'm pleased to say I've achieved my target of NSD #8 with 2 days to spare :)
    *2014 £365/365days - £52/£365* *20p Savers club #17 £12.00/£50*
    March 2014 NSD 0/15 take lunch to work march 0/21
    sealed Pot Challenge #260
    NMB books: 6/94+ NMB DVDs: 13/67
    "Life is not measured by the number of breaths you take but the moments that take your breath away."
  • p0lly
    p0lly Posts: 134 Forumite
    Part of the Furniture Photogenic Combo Breaker
    Hello I am back I have not been keeping up with thread or number of NSDs. I have had flu and been feeling dreadful. I managed to be well for Christmas and had a quiet one. Will be signing up for January. I have big plans for 2013 p0lly x
    JBFF # 20 NSD 12/25
    Jan Grocery budget £77 /100
  • Long time no speak - have been mega busy over Christmas

    Anyway, not too much to report and no chance of meeting my target of 20 sadly.

    NSD 11/20
    final unsecured debt to repay currently £8333
    Proud to be Dealing With my Debt
    DFW Nerd 1154 Long Haul 155
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    hello fellow owl, i start work though at 7.30am so i try to be at least eyes closed by midnight though

    Hello fellow owl, nice to see a kindred spirit on here:D

    I think a 7.30 start would kill me now... I used to start work at 8.00 but those days have long gone:rotfl:
    thank you! very pleased with myself put them straight in and havent taken them out since :)

    Love the earrings too btw, forgot to say earlier, and what a bargain. Well done you:j:j
    :) The time you enjoy wasting is not wasted time :)
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