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2013....New Year, New Start (again!!!!)
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We are both 40 in the next 12 months! Really hoping to be able to do something special but will have to see how business is this year.50p savers club member #16 - £6.000
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Hi Emily, hope you are feeling a bit better. Hows it looking this month for the PDL? x50p savers club member #16 - £6.000
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Hi Lucky, it's looking good, fingers crossed. Spoke to hubby about it today and I know that we definitely will have enough money from both our wages to cover all our bills and a bit left over to live off. Really hope that we don't have to borrow any more in March but if we do it would be no more than £100 and that would really be as a last resort. I have worked a weekly budget out for us for after the PDL has been fully cleared and any surplus will be transferred on payday to a separate online saving account, so that if we are ever short of money again we have some 'emergency' money. I can finally see the light at the end of the tunnel!!!!! Thanks so much for your support :A:A
Emily xDebt Free Date 1st August 2016 Sealed Pot Challenge #140 -
That sounds positive :j. Lets hope you don't need that last £100.
Onwards and upwards
50p savers club member #16 - £6.000 -
Wow..........money is really tight this week
Payday and PDL repayment day on Monday.........It can't come quick enough.
Keep positive Emily.........giving myself a pep talk!!!!
Emily xDebt Free Date 1st August 2016 Sealed Pot Challenge #140 -
You can do it!! Just think how fab (but skint
) you will feel on Monday . 50p savers club member #16 - £6.000 -
Haha, always skint Lucky!!!!
Emily xDebt Free Date 1st August 2016 Sealed Pot Challenge #140 -
So.........on Monday my PDL will be settled and on Thursday my hubby's PDL will be settled.
I have decided I am going to keep going with this diary once the PDL nightmare is behind us!!!!! I think I will post to help me stick to the weekly budget that I have worked out for us and hopefully this will keep me on track and ensure that we never take out another PDL :embarasse:embarasse
Emily xDebt Free Date 1st August 2016 Sealed Pot Challenge #140 -
YESSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSSS........................One PDL paid off today.........Other one will be paid on Thursday :j:j:j:j
Emily xDebt Free Date 1st August 2016 Sealed Pot Challenge #140 -
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
and :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j for luck ready for Thursday 50p savers club member #16 - £6.000
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