2013....New Year, New Start (again!!!!)

e4rub

So, for 1 day only I don't owe Wonga a penny!!!!!!! I see a glimmer of light at the end of this PDL tunnel!!!!!!!!

Emily x

luckynumber13

:T Soon it will be like that everyday!

patator

You're doing great, and thank you so much for your honesty too - you sound like you're staying really positive! Imagine how great you'll feel when you don't have to worry about the PDL any more? It won't be too long Sounds like you have great money saving ideas!

e4rub

Thanks, really appreciate all your support :D

Emily x

e4rub

So, today is PDL day :mad::mad:
Really, Really hope this will be the last month that we get a PDL.
I can't believe that since starting this diary we have gone from paying Wonga £1000 per month to being in the position that we are now where hopefully we will never have to pay them another penny!!
Only thing that bothers me is the fact that they don't let you close your account. I have heard so many horror stories of them taking money from bank accounts where no loan is actually in place.
I know I am going to send my bank the letter stating that I withdraw my consent for the continuous payment. I think I will also order new debit cards as well.
Do you think I should ask my bank for now account numbers???? Is this something that my bank will do???

Emily x

StressedSteph

Morning Emily,

Nevermind about the PDL, fingers crossed this will be your last.

would definately get the letter send to the bank. I doubt very much they will be able to change your account number, but surely if you get your cards re-issued that will solve the problem?.

I am not oversure how PDL's work, as thats one debt I seems to have managed to avoid (got all the other debts though ).
Did you give them your card details when you signed up?. If so, changing your card will definately stop them, especially if you write to the bank also.

Good luck hun. Do you think this will definately be your last PDL?.

Get selling some stuff on #bay if you can find anything. does'nt have to be high value,as it all adds up. I have set myself a "Make £200" on #bay challenge this February to keep creeping out of my OD.

Have a great day xx

e4rub

I really hope it is the last one Steph. I think it will be the last one......providing we have non of the bad luck that has a habit of following us around!!!!!
Think I will speak to my bank re card/account numbers and see what they suggest.

Emily x

e4rub

So, did the monthly PDL on Friday :mad::mad:
I really want this to be the last one........I am so depressed at living off the bare minimal. Not in a good place today

Emily x

luckynumber13

Hey chin up. You have done so weel to get this paid off as quick as possible. Fingers crossed its the last one, but if it isn't it will only be a tiny amount, then you will be free of them!

ps whats the secret savings for

e4rub

luckynumber13 wrote: »

ps whats the secret savings for

Thanks for your kind words. Just really gets me down sometimes

Re Secret savings...........hubby is the big 40 this year.......I am saving to give him a massive treat!!!!!!

Emily x